18 articles Tag house

Dress up Your Outdoor Windows for Summer

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As we move into the warmer weather, you may want to give your home a fresh look to reflect the change of season. Not only can you make interior décor changes to fit the summer vibe, but the exterior of your home deserves some TLC too.

Do you ever walk past a lovely-looking house and admire decorative features in the driveway, beautiful windows, or a brightly painted door? First impressions are everything, and what your home looks like from the outside can instantly boost a home’s curb appeal.

With so many styles to choose from, it can feel overwhelming to do a complete overhaul of your home’s exterior, so take it one step at a time, and begin with your windows.

Here are four ideas to dress up your outdoor windows for summer, using the classic English House for style inspiration.

Select Your Window Type

Don’t underestimate the power of your window frames as they make all the difference when preparing your home to “pop” from the outside. Sash windows are the perfect choice to achieve the English House look as the “sashes” form a frame to hold the panels of glass. They’re an elegant and timeless way to finish off a period-inspired home.

You can choose between uPVC Sash Windows or Timber Windows, each of which offers you a range of styles and configurations. From dual swing to tilt and slide to casement and sliding sash, you’ll be sure to find the right option to suit your home. For a classic English House style, a timber window with the sliding sash style would be ideal.

You can also choose any colour for timber windows if you treat the frames with several coatings of specialised paint. White window frames offer a classic English House style and look great against bricks or stone. View sash window inspiration here.

Add Window Flower Boxes

When properly arranged and placed, window boxes are a wonderful addition to your home’s exterior to add some colour and to make heads turn.

The best window boxes compliment the style of a house, so make sure that the size is correct (not too wide) and that the depth gives your flowers enough room to grow, without blocking the window’s view.

Pick your favourite summer flowers and you can look at them with pride every time you return home. View window flower box inspiration here.

Install Decorative Exterior Shutters

Typically, window shutters are used on the inside of the window frame to control the amount of light that comes through. However, you’ve likely seen them on the outside of people’s homes and wondered do people actually open and close them? Although window shutters were originally designed for privacy and security, they are now more commonly used for decoration and style.

Exterior window shutters add character and charm to your home’s appearance and require little in the way of maintenance. View exterior shutter inspiration here.

Consider Window Awnings

Window awnings are another great addition for aesthetic purposes as the overhang above the window adds an extra dimension to your home’s exterior. With so many, colours, patterns and designs available, it’s easy to choose an awning that will match the style and décor you are trying to create. View window awning inspiration here.

Awnings also prevent the sun from shining in through the windows and protect the window from above.

Not only are these window additions great for curb appeal and your own enjoyment, but they can also translate into a higher resale value of your home — in case you ever decide to move.

Now take a step back and admire your Pinterest worthy outdoor windows you’ll be amazed at how much they doll up the exterior of your home!

Tips to Refresh your Home at the Start of 2019

As we move into 2019 many people will be looking to refresh their homes with a new modern look. Here we cover several top interior design tips you could use in order to do so.

• New theme

Changing the style to your home is a very good way of giving it that new updated look. This could be done through simply changing the colours around your home. Using a selection of no more than 2-3 core colours is usually the best approach.

• Making a statement

Many people are now looking to make a statement with the style of their home, whether this be through a floor rug or a modern composite door such as the ones at Truedor. Rugs add comfort to almost any space, the right one can push forward a striking statement. It is important to look over the proportion of your room prior to selecting a rug.

• Artwork

Adding artwork to walls can completely change the overall look of the room as on many occasions these are neglected. There are an endless list of different ones to choose from, so you can give your home that preferred style you are looking for.

• Plants

Adding greenery to your home or workspace can really improve the space. It can be a ready compliment to the room, when added to a neutral colour scheme.

• Style right

Choosing the correct décor is very important. Simply keeping things arranged in groups of different heights, textures and tones instantly gives the room that greater visual interest.

• Lighting

Lighting is possibly the most important factor when it comes to creating a modern inviting home. This can be through allowing more natural light into your home through the correct windows in place. Or simply adding floor and table lamps around the living space to create a bright home. Creating a warm glow to a room, is a great and simply way to modernise the space.

• Minimalism

The final tip is being simple. Minimalism is continuing to grow in popularity and is a great way to not only give your home a modern look, but will enable you to enhance the space around the room and home in general.

Get The House In Order Before Christmas

Get The House In Order Before ChristmasIt’s that time of year when our thoughts are filled with festive plans; where we’re going for Christmas dinner, what’s happening on Boxing Day, who will we see the New Year in with? If you’re someone who likes to host, you may also be thinking about getting your house into shape before the masses descend upon you for eating, drinking and general merriment. But what can you do to spruce the place up without spending a fortune? Here are some ideas:

Flooring

It doesn’t matter how perfect your paintwork is, if your flooring is worn or dated it can ruin the whole look of a house. One of the most economical and hardwearing ways to improve things is by putting down some laminate flooring. It won’t cost a fortune, it will last for decades and you won’t have to worry about someone spilling a glass of Christmas mulled wine on it (which you KNOW will happen if you put a new carpet down instead!)

De-Cluttering

Another thing which can massively improve the look of a house is de-cluttering. If you get rid of stuff you don’t want and keep surfaces as clear as possible, it can even make your rooms look bigger and improve your health because of the reduction in collected dust. If you sell anything of value, you could even make yourself a few quid in the process!

Woodwork

Sprucing up things like skirting boards and dado rails can give the room a much fresher look, and sometimes they simply need a wipe down with a wet cloth or Magic Sponge to get them looking nice again. Look at the bottoms of doors and the areas around handles which can often get grubby over time, especially if you’ve got kids or pets.

Sofas and Cushions

If your sofa cushion covers and throw cushion covers are washable, taking time to stick them through a wash cycle will have two positive benefits – as well as looking cleaner, they’ll smell nice too, which can make your whole living room smell nicer. If they’re compatible with fabric softener, opt for one of the strong smelling concentrated ones for maximum effect.

Carpet Cleaning

If you don’t have the option of ripping up your carpets and laying laminate (if you live in a rented property, for instance), hiring a carpet cleaner is a good alternative. It won’t cost much and will revive the carpets, leaving them looking cleaner and smelling much fresher. You can get spot stain removers and even anti-pet smell solutions which can get your carpet looking and smelling as good as new.

Top 8 Ways to Simplify Your House Cleaning

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House cleaning is a necessary but stressful process for everyone. Generally, it starts off as a seemingly simple chore which becomes increasingly overwhelming as time passes by. And most of us wish that the process could be simpler and less tedious. Well, it could be, but only if you know how to make the process simpler and less stressful. This article focuses on eight ways to make house simpler.

Do a little daily

Staying on top of  small daily tasks makes cleaning so much easier. Most of us prefer to do all our house cleaning in a single day, the main reason being the lack of time during weekdays due to work. However, doing a few small tasks daily such as wiping counters and washing dishes can make a huge difference. The aim here is to avoid building smaller chores into large ones.

Make a Schedule

Staying on top of things is not as easy as it sounds especially because there is a plethora of other stuff which occupies your mind and could cause you to forget that you have to do the dishes or wipe the counters. That is why it is important to have a schedule which clearly shows when you want to get some house chores done. Having a schedule gives you a clear-cut plan of action and prevents lagging or idling around when you have work to be done.

Make and implement rules

 Sometimes, making a few rules could be just what you need to make house cleaning simpler and less stressful. This is especially necessary if people usually make a mess at your home which you have to clean up all by yourself. Some rules would go make it easier to do your job, especially if everyone does theirs. Consider rules like “no shoes on while on the carpet” which could help reduce the number of times you need to vacuum-clean your carpet. An important part of making rules is implementation of the rules since rules without implementation are nothing but words.

Decluttering

 An important part of making cleaning simpler is organization. The main cause of cluttering at home is the fact that everything is kept everywhere. Have places for everything. If possible, label places where certain stuff should be kept like cups, plates, spoon/forks and other household equipment. This also applies to clothes, undies, and shoes.

Clean as you go

This technique is better and easier to use after decluttering. Once clusters have been reorganized, wiping becomes much easier, maybe even fun. Wiping bathroom counters and sinks after taking a bath could be easier after bottles and accessories have been moved out of the way. Also, cleaning dishes after meals make the sink empty which in turn makes wiping easy. However, not all chores are compatible with this technique but it is important to do those that are.

Be consistent

 Consistency is important in making house cleaning simple. If you have work to be done, do the work. There is nothing worse and demotivating than being in work mode and then lagging only to continue later. Being consistent is also about doing a little each day without skipping. Doing some laundry for about ten minutes each day will reduce the overall amount of laundry you have to do during weekends.

Delegate chores 

If dirtying the house is not entirely your fault, then, cleaning the house should not be entirely your responsibility. Make cleaning a family thing. Delegate some of the chores to the kids. Regardless of the age, everyone should be able to contribute in some way (except a toddler, of course). Being a mom doesn’t mean you have to carry the entire load of housecleaning.

Consider outdoor help

 If the burden of work is too much for you, employ a maid or a yardman. Employing outside help will immensely lessen your workload and give you time to actually spend with your kids and train them in the way you would like them to be. However, if you think you couldn’t handle the workload, outside help is unnecessary.

Liz is a part of the Content team at Best Vacuum Expert, sharing expert knowledge and best tips on how to have a clean house.

5 Things to Look for When Buying Property Overseas

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Buying a property overseas is a major decision, but one more people than ever before are opting for. There are places abroad where the properties are much better prices, give better rental yields, but if you decide to live in them yourself, give you a better way of life. The cultures and rules can be very different to in the UK though, so you need to be certain that you can abide by the laws of your adopted country before moving there.

Why Do You Want The Property?

This is the first thing you need to know as it can affect the type of property you choose and which country you decide on. Are you intending to live in it yourself? If so you need to ask yourself about the sort of lifestyle you are after. Do you want calm and peace or to be in the hustle and bustle of a big city? Do you want to be by the sea or tucked away in the countryside? Do you want to live with the locals or be in a holiday resort with other expats?

Perhaps you are buying the property as an investment for the future, and in the meantime will use it as a holiday home for family and friends. Or maybe your aim is to rent it out to a long-term tenant so that you can reap the benefits of the income.

The All Important Location

The importance of the location you choose cannot be underestimated. People have different tastes and interests and you need to find somewhere that is suitable for you.

If you want to live in a tropical paradise you may opt for somewhere like Bali or Java. Both of these islands are in Indonesia and neither of them will cost you a fortune to live there. They have all the local amenities you would expect, and some of the friendliest people in the world. They also have delicious local foods, markets selling locally made crafts, watersports galore, and many other activities suitable for all ages.

If you have a thought of moving to Australia or New Zealand, you might have to reconsider, as they are extremely hard to get accepted into. You have to have a trade o profession that they have a shortage of, such as doctors or dentists, or be very rich indeed. There are a few other exceptions, but the list of those grows shorter every year.

Somewhere such as Singapore could be ideal, although such as Singapore is a bit misleading because this place is unique. It has the most stable government in the whole of Southeast Asia, who actively encourages businesses and immigration. With some of the lowest tax rates in the world, excellent education and the highest quality healthcare, Singapore has been accredited by several worldwide organizations for its high standards.

Apartments in areas such as Tampines – you can see some interesting Tampines facts here – are comfortable, reasonably priced and convenient for all the delights of Singapore. Of course, there are lots of other places like that and it is up to you to do your research and find the perfect place for you.

European locations might seem an easy option, but even they have restrictions on immigrants from outside other EU countries. For instance, Spain will not accept driving licenses from some other countries, New Zealand being one of them. Any New Zealander moving to Spain should take a driving test before using the roads.

Choose your location with care. The house or apartment you live in will be the home you make it, if you have got the location right.

Watch The Costs

You need to be aware that each country has its own set of costs when it comes to buying a property, and agent’s fees are sometimes handled differently. In some countries, it is the seller or owner that pays them, and in others, it is the buyer or the person renting that has to settle their bill. This can be a huge cost and more than the legal bills or local taxes.

If you have purchased the property to rent out, there could be maintenance costs, and who is going to pay the local taxes every year? As an example, in Spain, there is a yearly tax for rubbish collection that is usually paid by the landlord, but not always. You need to agree on everything with any tenant because these tax bills will be in your name as the owner.

Legal Experience

If you intend to use a property lawyer for the deal, you need to be certain that they are qualified to operate within the country you are buying in, and that they are experienced in dealing with international transactions. The alternative is to use a legal firm in the country itself, but beware of any language barrier because sometimes things get lost in translation. It is worth the extra cost of hiring a professional translator to attend any meetings with you. This translator or interpreter should be independent of the law firm you are using, as you will need them to translate any documents and paperwork as well.

Tax Implications

If renting out is your preferred option, you need to speak with a local tax expert. The tax systems vary greatly from country to country and you can end up with huge fines and penalties if it is not done correctly.

The laws regarding inheritance have to be considered as well, as there can be tax implications where these are concerned.

Legal and tax advice for the country you have chosen are crucial if you do not want to end up on the wrong side of the law.

Buying Property Abroad

The prospect of owning some property in another country can be an exciting one and should be totally trouble free if you go about it in the right way. Check the places out by spending some time there first, and take a look at things like the infrastructure as well as the properties. A good local bus service, for instance, can be a boon so that you can get around without having to drive everywhere.

Speak to people that already have property in the area and you will find the benefits and pitfalls, and don’t give up if your first location choice turns out not to be right. The world is a big place and there are plenty more locations you can consider.

Are You Ready To Buy A House?

Buying a house is a big step to make. It’s the time when you can exercise your true independence, with all the choices and decisions on your side, as well as have all the say in where your money goes. And because of that, it’s something a lot of people look forward to in their life! We can’t blame hordes of young couples and burgeoning families for having huge house plans, right down to the shade of the skirting board around the edge of their lovingly cluttered living room.

But there’s a lot you’re going to have to go through before you get to this stage; mainly, you’re going to have to be able to manage every facet of buying and running your own household without anything to go easy on you the way a rented apartment is easier to manage! And whilst getting both you and your house ready to sell is hard, being ready to buy a new home is still going to be twice as hard! After all, there’s a much bigger chance of a loss occurring here, and that’s never a good start to settling down!

So let’s stop and ask ourselves a few questions before we take the leap into buying a house. Here’s some of the best ones to consider first (but this isn’t an exhaustive list by any means!).

A sight a lot of people dream about… Not something you’d want to make a mistake over purchasing however!

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Are Your Bills All Paid Up?

Because if they are, it’s a good sign you’re managing daily living from month to month, and you’re unlikely to experience any trouble in continuing with this lifestyle. And if that’s already comfortable on your budget, then maybe you could upgrade a little? Move up in life with the size of your home, and finally get those sea views from the top window you’ve always wanted? After all, being able to afford the amenity consumption you’re going to be using for the rest of your life at such a steady rate already is always a good sign! Don’t worry, the amount of money you’re paying out rarely changes.

So if the bills coming in and out of your household are paid immediately from your direct debit, and you’re still storing about 20% of your income away in a savings account, you’ve got some breathing room to get used to standing in a bigger living space with bigger living responsibilities. But of course, only you know how finely you’re cutting it each month with your cash flow, so this readiness is completely up to you to decide. Just let yourself think about this symbolism for a while…

Could You Afford a Mortgage?

Mortgages. The scariest monster of the real estate world. The idea that stops a lot of people from finally going all in with their savings on a house of their dreams. The mortgage is the loan that guarantees you’re going to be living in comfort in a space you’ve been building up to your whole adult life; you know, as long as you have the ability to keep up with repayments and the right projection when you head down to the bank with your current credit score.

So, can you afford a mortgage? With all the different loaning options and repayment amounts out there, who is to really say? Well, your local bank is going to have a huge stake in this, as well as any trustworthy lender you can find online. And most of these people run on the same loan calculating formula, even if you don’t know what that is. Sometimes it feels like you need to have at least ten degrees in the finance sector to understand anything to do with money and how it makes the world go round!

But there’s a quick check you can make yourself here, as long as you have the information at your fingertips. Open up your email account and get some of your records out: it’s prediction time for your household! Use a mortgage and loan calculator to make sure you’re in with the right chance for affording that home you saw in the estate agent’s window, the one you’ve been practically drooling over every time you passed it in the street, and sneakily checked no one had put their own interest down on it yet.

Are You Itching for a Change?

Change is one of the most revitalising things in this world, and that means a lot of people are itching for it. However, a lot of people can’t afford to scratch such a tremendous itch like this, and likely won’t be able to for a long time. And that’s an unfortunate reality of the real estate world, and one you’re probably worried the most about, even amongst all the changes you’re going to have to adapt to when you actually do move.

But when people want a change, and truly want one, they’re going to go out of their way to make sure it happens. And whilst that might not take the form of being able to move and live elsewhere quite yet, it’s still an effective process that’ll change the way they think about their home. Take a leaf out of their book! If you’re in a position to buy a house, and you absolutely know for sure it’s what you want because of how stale your current surroundings are, this is the time for you to make your move. It’s a little point, but it’s often your emotional and spiritual wellbeing that tips people over the edge when it comes to purchasing a house of their own.

Feeling Ready Yet?

There’s no harm in not being sure, but make sure you don’t take too long to think about it. Ruminating over the same decision for years on end is never a good way to live your life! Take your chance now if you know you’re in the position to make the right household change.

Getting Your House Ready to Sell

Getting Your House Ready to SellIn our experience, there seems to be two types of house sellers – the first kind are the ones who want to do as little as possible to a house and generally just sell it in whatever condition it’s in. The second kind are the ones who want to really revamp a property and invest in making it look amazing before selling it, to maximise their profit. If you’re one of the second type, then we’ve got some great tips to help you to really make the most of your investment.

Floors

I don’t know about you, but one of the quickest ways to put me off of a property is to walk in and see ancient carpets, tatty laminate or something equally as unappealing on the floor. Updating your flooring can be the best way to revamp a whole house, and needn’t be a massive task with something like Quick-Step, which is really easy to fit and looks absolutely stunning.

Woodwork

It’s all well and good painting the walls and getting them looking fresh, but if your woodwork (skirting boards, dado rails, etc) are tatty and marked, the whole room is going to look worse for wear. Touch up your woodwork for a clean, polished finish. It’s estimated that buyers are willing to pay up to 25% more for a house which is freshly decorated, so a few quid on paint could see you making a much bigger profit.

Front Door

They say that most buyers make a decision about a house within ten seconds, which is why kerb appeal is hugely important. A tatty front door will ruin your kerb appeal straight away, so if you’ve got a uPVC door, make sure it’s clean and if it’s a wooden door, give it a fresh lick of paint to make it look good as new.

Gardens

In the same way as the front door, a front garden that looks like a rubbish dump will put off even the most hardcore renovators. Equally, a back garden which looks like Tarzan’s hangout is very likely to feel like too much work to many house buyers, so make sure the lawns are trimmed, pathways swept (or even jet washed), bushes are trimmed back and flower beds are free from weeds.

Bathrooms

Although it’s actually pretty cheap to buy a new three-piece bathroom suite these days, we aren’t suggesting you have a whole new bathroom fitted (unless you have an ancient, avocado-coloured bath and then we wholeheartedly recommend you do!) – however, there are things you can freshen up cheaply like the grouting of your tiles and the caulk around the bath, which will make your bathroom look good as almost new, with little effort or expense.

3 Simple Tips for Moving House With Babies & Toddlers

Proudly brought to you by Brisbane’s #1Removalist Platinum Furniture Removals

Months of sleepless nights, tantrums that leave you questioning how such a creature came from your own body, finding inexplicably sticky objects everywhere you go – if you’ve got kids under five, there’s no doubt that these things have made you fairly accustomed to dealing with a certain level of stress.

Now, take those day-to-day dramas and add moving house to the equation – an event that’s been rated more stressful than death and divorce. Feel your cortisol rising yet?

Relocating your home with little kids in tow can be tough, but there are three simple steps you can take to mitigate the stress your family experiences.

1. Maintain Sleeping & Eating Schedules

While your normal schedule might be up in the air from house hunting, packing and time taken off work, it’s important that your kids’ routines stay the same.

Make sure that your kids are sticking to their regular schedule of meals, naps and bedtimes as much as possible before, during and after the big move.

And, while it’s a good idea to get them out of the house on moving day, don’t forget to give your kids an opportunity to say goodbye to their old room before they go. A sudden relocation without any warning can cause a huge sense of loss in young children.

2. Don’t Redecorate Rooms Straight Away
It’s tempting to take a two-birds-one-stone approach to redecorating and moving. After all, why not avoid double handling and just swap out old stuff you no longer want with new items for your new home on the same day?

Kids crave normalcy and having familiar furniture and objects around while they learn the layout of your new home is crucial to reducing their stress.

Young children have a genuine fear of being alone, and this can be heightened if you’re moving into a larger house where it’s more difficult for them to find you when you’re in another room.

If you find your kids getting particularly clingy during the first few weeks at the new house, don’t admonish them. Their anxiety is natural, and it will pass as they get more and more used to their surroundings.

3. Take Care of Yourself
No matter how much you try to hide it, when you’re feeling stressed out your children are bound to pick up on it!

Practicing self-care is particularly vital while moving house. A few pointers for keeping yourself (and your children) emotionally balanced during this time include:

Rely on routine and planning: Help yourself relax by budgeting for your move early (with a financial buffer for unanticipated expenses), making checklists with realistic deadlines and having a backup plan in case things don’t go as expected.

Get support: Seek help from family, friends and even organisations early and often. Whether it’s financial, physical or emotional support you’re after, find out who you can count on to be there for you before you start to feel like you need help.

Be kind to yourself: Remind yourself that you are doing your best. Stop the cycle of continually feeling like you can be doing more by planning out your days in advance and talking about your worries with friends and family.

For more info and tips please visit our website and blog
http://www.platinumfurnitureremovalistsbrisbane.com.au/removals-blog/

Platinum Furniture Removals
Level 6/140 Creek st, Brisbane, QLD, 4000
0477 775 935

Free Up Capital And Get Cash In Hand

There are times in life when you need to free up some money, fast. This could be because you have mounted up quite a few bills on your credit cards. Or, it might be that you have been made redundant and are currently struggling out of work. At points like this, you need to make sure that you get money in your hand as quickly as possible. Otherwise, you can end up in the position where your debt increases and the situation gets steadily worse. So, how do you free up some capital when you desperately need it?

Attic Hunting

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The first recommendation is that you do take a trip up into the attic or down into the basement. There you might find family heirlooms or collectibles that you have gathered together over the years. You might even find old toys that your kids have grown out of and no longer play with. You might be surprised just how much some of these are worth on eBay. Particularly if you have the whole set and they are in good condition. So, once you find a few things that you think might be worth something, do have a search on eBay. You’ll probably find that there are already people selling them and this should give you an idea of what prices to use.

Do bear in mind, that if you choose to sell on a site like eBay, you need to make sure that you are a reputable source of items. To do that, it’s easy. You just need to make sure that you have bought a few items, they can be as cheap as you like and gained a solid base of reviews. At that point, your profile will hit a positive score, and from there, things can be very easy.

This is the best solution if the amount of money that you need is somewhere around a few hundred. Anything more than a thousand and you might need to look at other options.

Pawning Other Home Items

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You’d be amazed by how many items in your home are actually quite expensive. You might have a dishwasher, a UHD TV, some rather stunning sofas in your sitting room and perhaps even a few pieces of expensive artwork on your wall. If you need to free up a few thousand in cash, you might want to think about taking some of these appliances, equipment, and items down to a pawn shop. The owner will give you money for the items, perhaps on a temporary basis. Once your financial situation improves, you should be able to buy them back, assuming they haven’t already been sold. This could be just what you need to get back on your feet.

If you have kids, it can be difficult to explain why something like this is necessary. If your kids are quite young, there are a whole range of white lies you can tell to make it easier for them such as upgrading the home or getting the furniture cleaned. Older children are typically more astute, and often honesty is the best policy. They might surprise you with how understanding they can be.

Downsizing

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You might be tens of thousands of dollars in debt. No one ever expects to be in situations like this, but all it takes is a little bad luck, and you will soon be on a downward spiral. At a certain point, you may be in a position where you need to think about selling your property and downsizing. Or, moving in with friends or family while your financial situation recovers. The benefit of this is that if you have a home to sell it should be more than enough to pay off any debt that you have accumulated. But, you do need to make sure the house can be easily sold for the lowest price possible and that you can move into a new home with minimum costs.

You’ll certainly need to speaking to a conveyancing firm. With a conveyancing service when you buy your smaller home, you should find that getting the rights to the home is easy and quick. You will, however, need to look at conveyancing quotes online to make sure that you get the best, cheapest deal. Remember, if the costs of moving to a smaller home or two expensive it will nullify the reasoning behind selling the first house. That’s why you should price check all the services you are using and guarantee you are getting the best deal.

If you aren’t buying another smaller home and instead you decide to move in with family, it can be quite a challenge. Particularly if you are proud. It can be difficult to come to terms with your position and even ask for this type of help. But you just have to remember that by taking a step like this, financially you will be making things a lot easier on yourself.

Consolidation

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The final possibility that we need to think about is consolidation. Now, consolidation won’t directly free up capital that you will use, but it will limit your debt. Since you’ll have less money to pay, you’ll have more money to play around with and possibly make paying off those debts easier.

It’s important to understand that consolidation is a loan. Essentially, you’ll be borrowing from one source to pay off enough, and instead of paying multiple debts, you’ll only be left with one package sum. Usually, this will be smaller with a lower interest rate than what you were paying before. There are plenty of debt consolidation companies online that can offer you this possibility. It might be worth investigating the type of service that they offer and how beneficial it could be for you. Remember, you need to make sure to read the fine print and guarantee that you know exactly what type of situation you’ll be dealing with.

I hope this advice helps you get money in your hand whenever you desperately need it.

What To Look For When Moving to a Rented Property

rented propertyI’ve mentioned before that Husband and I have lived in rented property for our whole adult lives and in fact, since we’ve been together we’ve actually lived in EIGHT different properties in 11 and a half years! We’ve seen a LOT of properties, ranging from flats to houses to bungalows, both old and new, when searching for properties to move to and I think it’s given us a pretty good level of expertise when it comes to weeding out the bad ones. Here’s a few of the things we look out for when viewing a property:

Damp

It’s a fact that lots of properties have a problem with damp and it can be really tricky to live with. Husband and I have moved out of a home we LOVED before because the damp was up to the dado rail in one room and the walls were totally black. The landlord was unwilling to deal with it, so we had no choice but to move. Signs of damp when you view a house are obviously the smell, which is usually the first thing to hit you. Bubbling wallpaper and black marks in corners or behind furniture are also a sure sign. Some landlords try to hide damp by painting over it but it will ALWAYS come back through and will not only look bad but can cause lung complaints and illness.

Appliances

Before we moved into the house we’re in now, we moved to a house which boasted fitted appliance, so we sold all of our high-quality appliances and used the fitted ones. Within a matter of weeks, the cooker, dishwasher and washing machine ALL broke and we hadn’t realised that it was our responsibility to replace them. Check first whether the landlord is retaining ownership of any fitted appliances or you could end up with a lot of expense on your hands right after moving.

Electrics

Okay, this is obviously a tough one because you probably aren’t an electrician and won’t be doing a detailed check, however, somethings are obvious. Husband and I once viewed a flat which has no plug sockets in the bedroom, so the owner had drilled the whole way through the wall, plugged a hopper into the loung and routed it through the wall to be used in the bedroom. I cannot even begin to imagine how much of a fire hazard that must have been!

Noise

Letting agents are really clever about when they will show a house which is in a potentially noisy spot. Our last house was on a bus route and after moving in we discovered that the “double glazing” was totally shot and didn’t keep out any sound at all, but we viewed the property early on a Saturday morning when no buses were due and traffic was at a minimum. If you’re concerned about noise, always try to book a viewing when the surrounding area is at it’s busiest.

Neighbours

Listen, I don’t mean to sound like a snob because quite frankly, I don’t give a hoot what anyone else does in their own home. However, if you’re the sort of person who values quiet and solitude above all else then moving in a house where you’re flanked by young families, sharers or students probably isn’t the best bet for you. Try to assess the neighbourhood because even if you fall in love with a house, the surrounding area just might not suit you.