129 articles Tag Family

Common Family Emergencies & How To Navigate Them

Knowing what to do when you experience an emergency is crucial – if you’re not sure what to do, it can be difficult to find out in the moment because you feel stressed and like your brain isn’t working properly. Below, you’ll find a few common family emergencies and how to navigate them. Take a look. 

Your Child is Sick

When your child is sick, getting time off work last minute can be a nightmare. However, your child comes first. Make sure you stress to your boss that you’re disappointed and you know it’s not ideal, but also present them with solutions. Tell them how you can rectify this at a later date and how you’ll make yourself available in the future. 

It’s Your Child’s Birthday/Another Special Occasion and You’re Going To Miss It 

Your child’s birthday is so important when they’re young, and things like plays and concerts can be huge for them. If you’re going to miss something like this, it’s normal to feel guilty. However, this is your opportunity to become a real role model for your child. See if you can find ways to be involved while you work, or whatever it is you have to do. Maybe you could facetime your child on your lunch break, or message them throughout the day to encourage them. This will still mean a lot to them. 

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Your Car Breaks Down 

A car break down can come suddenly and without warning, and this can be a nightmare if you have somewhere important to be. Quick Car Credit could offer you car finance for a new car if you know your old one is done for, but you should also know what to do straight away to rectify the situation. Who do you call? How will you get to where you’re going? Make sure you have your own break down plan ready. 

Needing Time Off Work

A family emergency can mean needing some time off work, but how long can you have off? There is no limit really, and it’ll depend on your workplace. Some reasons you might take time off include:

  • You need to attend your child’s school because of an incident
  • Somebody dies
  • Somebody gives birth
  • Somebody falls ill 
  • Somebody is injured or assaulted 

The reasons above mostly relate to dependents, which means people who are dependent on you. This might mean your kids, or even a parent. Anybody who depends on you. However, most workplaces will also allow time off for close family member emergencies. 

It’s normal to worry about an employer disciplining or dismissing you, but they can not treat you badly for needing to take time off. It can’t be counted as a sickness or unauthorised absence. If you feel you are being treated unfairly, citizen’s advice will be able to help you. Providing you are honest and do your best to keep your employer in the loop, you should be treated fairly. Leave your thoughts below – thanks for reading.

Top Considerations To Make When Searching For Your Next Car

When looking to buy a car, most people can find themselves standing on shaky ground. The purchase of a vehicle can, of course, come with enormous stresses, after all, it is one of the most significant investments you will ever make.

We are going to look today at some of the things you should be considering when searching for your new car.

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Affordability

When it comes to searching for your new car, making sure it’s affordable is possible one of the most important things you can do.

A new car can be one of the next most significant purchases after buying a house, so doing some research on its affordability is more than sensible.

The first thing you should look at is the cost of the car. Companies like Trade Price Cars are great when it comes to looking at finance deals. You should also be taking the other expenses of the vehicle on top of finance into consideration.

Doing some research into the economic factors of the vehicle is just as important. Knowing how much the car will cost to run weekly and the average repair costs are vital. 

Another consideration should also be the cost of tax and insurance. Getting some quotes and comparisons before you make a commitment will be essential in your car buying journey.

Reputation

Another important step when buying a vehicle is paying attention to the car you are going to buy. Most people have a general idea of the car they want, and sometimes this can be the biggest mistake. 

Going car shopping only wanting one car can often spell disaster. All is great should the vehicle you want is a fantastic feat of engineering. What if the car you want has a tripe reputation? You are then left with a new car that costs you a fortune in repair costs. 

The advisable thing to do is creating a list of possible cars that you find aesthetically pleasing. Then taking all of the vehicles from your shortlist on a test drive will certainly help you whittle down the good from the bad.

Be Prepared

Making a good deal of advanced preparations before heading out to view a car is essential. You should be armed with lists of questions and things of note to pay attention to as soon as you get there.

One of the first moves you should make, especially if the dealer knows you are coming is to feel the bonnet of the car. A smart little trick that dealers like to do is start the car and leave it running before you arrive.

By getting a car warm, the second time it starts helps to hide any issues that may be present when the car is cold.

Small things like this should fall to your attention; if something doesn’t look or feel right, there is no issue in walking away and finding the same car elsewhere. 

Family Admin: The Background Work In A Successful Household

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Being a parent is often considered a full-time job, and this makes sense when you think about all of the work you have to do. You will have to feed, clean, and help your child to sleep, while also providing them with an early education and plenty of play, eating a huge amount of the time you used to spend on other things. When you’ve got this much on your plate, it can be all too easy to find yourself making mistakes or ignoring crucial work which could have a big impact on your life. To help you out with this, this post will be exploring a range of different admin areas, giving you some easy ways to handle them when you’re trying to keep your family moving in the right direction.

Money

While it might be a subject which people don’t like to think about too much, money is crucial to your family, and is one of the key areas which you need to focus on. Children can be extremely expensive, often costing their parents a small fortune before they reach adulthood. During this time, you’re going to need to be on top of your money, or you could find yourself struggling to give your little ones everything they need. You can find some examples of the areas you need to keep in mind below.

Savings: Saving money when you’re having to spend a lot can be a difficult task, and a lot of people choose to have small comforts instead. Having savings behind you will make it easier to afford the big things in your child’s life, like getting their first car or paying for college. There are loads of tools on the market which are designed to help with this, from bank accounts which can manage your saving for you, to financial experts who can be on hand to help you to make the tough choices which come with your money.

Debt: It’s likely that you’ll get into some sort of debt as a parent, whether this is the occasional credit card spending or something much larger, like a mortgage. When you borrow the wrong kind of money, though, it can often be a challenge to pay what you owe, and a lot of people struggle with this. A debt relief order can help your family to get out of debt. In most cases, though, it’s best to work hard to avoid this position, putting time and effort into the background work to avoid debt.

Taxes & Bills: As the last part of this to consider, it’s time to think about the tax and bills you pay. A lot of people struggle to cover these parts of their lives when they have kids, and even doing the work to get them paid can be a challenge. It’s well worth looking for help if you’re struggling with this, though you should be putting enough time into working on it to avoid this. If you need help to get started, there are countless blogs around the web which are in place to cover this sort of work.

Education

Giving your child the best possible education your home town can offer is crucial to their success in the future. Even if they don’t like going to school, being in a good one will make it far easier for them to get good grades, though you will have to be on top of a lot of admin work to make this possible. Schools are becoming increasingly competitive, and will often open applications long before your child would be old enough to enroll. This makes it worth doing plenty of research to figure out the process you’ll have to go through at least a year before they start. There are a lot of Facebook groups which are filled with knowledgeable parents who have gone through the same process in the past.

Medical

Along with enrolling your child in a good school, it also makes sense to make sure that they have access to a quality doctor. A lot of people ignore this factor when they are thinking about their children, assuming that they will be healthy for years to come. Of course, though, it’s impossible to tell what might be around the corner, and the help of an experienced health expert could be invaluable. You can research your local doctors, but will also have to fill out a bit of paperwork to make sure that they are ready for your child. In a lot of cases, it will be worth having the little one see a professional like this on a regular basis until they have developed enough for you to be confident.

Moving Home

A lot of families have to move home during their first few years together. As your unit grows, your old home will lack the space and resources you need to function properly, and this will put a strain on everyone. When you decide to move, a lot of the work you’ve done in the past will be reset. For example, if you’ve signed your child up with local medical professionals, but move to a different town, you’re going to have to go through this process again to avoid having to go back to the old place every time the kids need help. There are organisations out there which are happy to help with this, though it will also be worth taking steps to make it easier for yourself. Making a to-do list will be very helpful, giving you the chance to forget about your mountain of jobs to focus on one at a time.

With all of this in mind, you should be feeling ready to start taking your family admin work more seriously. A lot of people struggle with this, finding it hard to know what needs to be done when they are trying to build a successful household. This sort of work is becoming more and more crucial in the modern world, and a lot of people are finding themselves having to put time into it.

Where to Go in Cebu Based on Your Travel Style

When you ask people about tourist destinations in the Visayas, one of the top answers would probably be Cebu Province. Indeed, Mactan-Cebu International Airport is the second busiest airport in the Philippines, one that attracts millions of visitors each year.

It’s easy to see why Cebu is so appealing to tourists. It has plenty of attractions like museums and historical buildings, and quite a number of interesting landmarks. It also has excellent coastal destinations, characterized by their pristine white beaches and crystal-clear waters. These locations are often home to modern and ultra-luxe hotels with the latest and most sublime amenities. Last but not the least, Cebu has plenty of delicious delicacies that visitors can enjoy.

If you haven’t been to Cebu yet or you’re planning for another visit but haven’t decided where to go, here are a few suggestions. These have been narrowed down to different type of activities to help you decide easier.

For Sightseeing and Food Tripping: Cebu City

When it comes to the sheer number of tourist spots for sightseeing, nothing compares to the bustling capital of Cebu Province—Cebu City. There’s Fort San Pedro, Plaza de Independencia, Magellan’s Cross, Basilica Menor del Santo Niño de Cebu, and Cebu Metropolitan Cathedral just within the city center. There are also plenty of museums like the Museo Sugbo, Rizal Memorial Library and Museum, Casa Gorordo, and Museo de Parian. For some of the more touristy destinations (read: Instagrammable), check out the Taoist Temple in Beverly Hills Subdivision, the Temple of Leah, the Sirao Flower Farm, Tops, and more. In fact, it may actually be a better idea to stay in hotels in Lahug, Cebu City, since Lahug is close to many of these destinations.

Cebu City is also a great destination for food trips. The Sugbo Mercado, a weekend food market, is one of the biggest in the province. It serves not just Cebuano specialties, but also Asian dishes, fusion options, and other unique gastronomic creations. Of course, you should also drop by Larsian sa Fuente, Cebu’s ever-famous street food hub. There’s also Cebu lechon to indulge in, with a variety of well-known names like Rico’s, CnT, Carcar, and Alejo’s serving this popular Cebuano fare. Finally, there are home-grown restaurants that you can’t find anywhere else and are therefore almost a requirement to visit. One of these places is Sunburst Chicken, which has been a mainstay in the city since 1971.

For Beautiful Beaches: Mactan Island or Badian

It’s a little difficult to pinpoint just a couple of locations for the best beaches in Cebu because there’s simply too many. In terms of accessibility, however, you can’t go wrong with Mactan Island. It’s connected to Cebu City by bridges, so you don’t have to deal with long boat rides and multiple transfers to get your dose of white sand and blue waters. There are a lot of budget resorts in Mactan Island, although this is also where you can find plenty of high-end establishments, including Plantation Bay, Shangri-La Mactan, and Movenpick.

For somewhere a little more secluded but still easy to reach, you can go to Badian. This is the hometown of the Kawasan Falls, one of Cebu’s most popular ecotourism destinations. Near Kawasan Falls is Lambug Beach, considered one of Badian’s many hidden paradises. Another one of these breathtaking idyllic destinations is Matutinao Beach. For other water activities like snorkeling and diving, you can visit Zaragosa (Badian Island). Moalboal to the north also has excellent diving spots, specifically in Pescador Island.

For Nature Tripping: Oslob or Medellin

This is another conundrum as there are so many places in Cebu to experience the wonders of nature. Oslob is a definite must-visit for whale shark sightings, but there are also other locations here for ecotourism. These include Tumalog Falls, a horsetail waterfall, which means that the falls start from a small stream and then widens as it falls. The water also touches the bedrock most of the time to create a smooth, misty appearance like a horse’s tail. Also part of Oslob is Sumilon Island, the Philippines’ first marine reserve. Diving and snorkeling are excellent activities here.

Meanwhile, Medellin on the northern side of Cebu has Gibitngil Island, which features majestic rock formations that are perfect for cliff diving. You can also partake in a cruise of Dagusungan River to see the expansive mangrove forest, or explore the rich biodiversity of Discovery Reef. Finally, if you’re looking for a slice of hidden paradise, go to Medellin Hideaway in Barangay Tindug. It’s carefully built to follow the layout of the land, preserving the sea rocks and other natural elements.

There’s so much more to do and see in Cebu, and these destinations barely scratch the surface. However, these are perfect examples of the many offerings of the province. Visit these places for your next travel adventure!

Why You Shouldn’t Feel Worried If You’re Not The ‘Right Kind’ Of Family

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It’s a cliche, but it’s true. Many of us feel that if we haven’t the main nuclear family setup with 2.5 children and a white picket fence, we aren’t up to snuff. Something has surely gone wrong when making our life decisions. But of course, that is absolutely nowhere close to the truth. Too many families are made to feel as though they are too out of the ordinary simply because they may not have the ability or the inclination to raise children, or that they are a same-sex couple, or that they might have been together for years without getting married.

This can unfortunately leave you to think you are the odd ones out, even though in your heart you know you are just as worthwhile as any other family. Let our advice help you feel more certain in yourself – for no other reason than this is simply the right way to consider things. We hope it helps you grow back that confidence, no matter how you have bene treated.

Love Is All That Matters

If you have love, that is all that matters. No matter if you’re related, if you’re adopted, if you live in the same house, close, or far apart. A family is family when it loves one another. There are many ‘families’ out there that are related by blood but never speak to each other. There are parents who simply threw money at having their children raised by nannies and rarely ever spoke to them. Love is all that matters, however you express it in a caring manner. If you have that, you are a verifiable family.

Blood Isn’t Thicker Than Water

‘Blood is thicker than water’ is a saying that often suggests you should prioritize your blood relatives above all else. But most of us know that is never the case. Blood is never thicker than water. For that, let us use an example. Perhaps a mother of a child has been single for some time now, and wishes to enter the dating scene. They meet someone despite not forcing their interactions, and they hit it off naturally. They fall in love. Said step-father loves the child of his new partner wholeheartedly. It doesn’t matter to him that the child is not his, because by all accounts, he loves said child like one of his own. He works day after day to provide for them, and spends most of his free time playing with or speaking to them. He is dependable, always there when needed, attending band practice, sports days, and teaching said child how to stand up to the bullies at school. 

Said stepfather finds out about how Tacori offers a broad catalog of gorgeous engagement rings, and purchases one for the proposal, which is swiftly accepted. Is that stepfather any less of a father because the child was born of another man? It might be that said biological father didn’t leave due to bad personality management, but due to a saddening and unfortunate circumstance. Does this lessen the fact that the stepfather is the true father? Some might have opinions about this, but we would say absolutely not. We are not raised and do not learn life by those who biologically bring us into this world, but by who stands next to us throughout our journey with unconditional love. If your family has that in any capacity – you’ll also realize that blood is not thicker than water, at least in the figurative sense.

Every Family Has Faults

While there are of course certain levels of family fault to consider (abuse is never acceptable), if you discount your family ties because you might have disagreements from time to time – understand that it is natural. Back to our stepfather example, it might be that despite being there, a stepfather isn’t the most social or friendly with the children. However, he still provides and is still responsible.

While perhaps not the picturesque hollywood-movie view of a family, it’s important to know that whatever works for you, works for you, and being unapologetic about that can be important. We often forget that a family grows together, and cares for one another. When you keep in mind that you are all on a journey together and sometimes, learning happens through minor conflict, you can default to being more supportive and less worried about your definition of your family health.

With this advice – we hope you can feel more certain in your loving relationships with your family members. With communication, all can be healed or appreciated.

Best Family Days Out in Cambridgeshire

Best family days out in CambridgeshireEveryone loves a family day out, and it’s a great chance to bond and explore the world together. Cambridgeshire has a lot to offer in that regard, pleasing clans the world over decade after decade. There’re great transport links here too, so you can quickly get the train from Huntingdon to Peterborough, with very little fuss – you’re never cut off in Cambridgeshire.

However, if you need further inspiration as to what you can get up to here, here’re 3 good ideas for family days out in Cambridgeshire.

Punting in Cambridge

Punting is iconic of Cambridge, and Cambridge is iconic of Cambridgeshire. Even young kids can get involved if they’re positioned toward the middle of their parents’ flat-bottomed boat. You can explore all the small rivers of Cambridge this way, and ease into a serene and relaxing day spent drifting along the water with your loved ones.

Don’t want to do any of the legwork yourself? That’s okay! In Cambridge, you can take guided tours while punting, the same way you can clamber aboard an open top bus in most of the major tourist cities and have a guide inform you on your surroundings. It’s certainly a tranquil way to pass the time with your folks, so give it a go!

The Riverside Park

The Riverside Park can be found in Huntingdon, and here your family can enjoy a lot of different activities. These include walks along the river, hay meadows, canoeing, river cruising and there’s even an enclosed children’s play area for the day’s activities. The park has a nice and quiet atmosphere, so if you’re looking for somewhere to lay low and unwind, The Riverside Park is that perfect place you crave.

In the summer, you can also expect to find concerts and local bands showcasing their talents too. Therefore, there’s a nice laid-back vibe here that feels more like a gathering of village locals than a big bustling city park that’s teeming with strangers. In the end, you wouldn’t be the first person to swap a city for some country living, so pay a visit if it sounds like you’d all love it there.

Nene Park

Located in the heart of Peterborough, Nene Park is full of things to do for the whole family. It plays host to Ferry Meadows, which is one of the largest country parks in Cambridgeshire. Train rides, open water swimming, sailing, climbing and of course long walks, it’s all available here. There’s a lovely cafe to be found here too, so if you or your kids need a little rest at any point, you’re covered!

You can also tailor your day even further to your needs by utilising the Ferry Meadows events programme if you have a particularly big family on an ambitious adventure. Pick out what you want to do and get to it! In any event, there’s seemingly endless woodland, meadows and water to play in here, providing everything you need for a great family day out.

Five Top Tips For Family Festival Fun

Family Festival FunImage via Unsplash

It’s a huge part of the summer experiences – festivals pop up around the entire country, covering every topic from music to food to literature to wellness and more, so no matter what you’re into , there’s a festival waiting to be discovered – for you and the rest of the family too! Once solely the preserve of groups of friends, festivals have evolved to become a part of family life too. With kid-friendly entertainment, activities such as face-painting, storytelling and drama workshops, they are now a must-do summer event. But if you’ve never done a festival before or if you’re a seasoned pro of them but are contemplating your first one with kids in tow, what do you need to know in order to make the experience swim rather than sink?

Organise Your Travel

It’s always a good idea when going to a festival with your small humans in tow to ensure that travel arrangements are sorted well in advance. Whether you’re hiring a camper van for the week, driving in a family car or travelling on the train, it’s always better to time your arrival a little on the early side. That way, you can claim the best camping spot. The worst part of any festival experience is generally the lengthy queues to leave the site and traffic on the roads surrounding, so consider leaving a little before the stated finish time to beat the rush and make sure that you don’t get stuck in a gridlock with tired and fractious kids to entertain.

Create A Packing List

The number of essentials you need to keep children happy and comfortable can be huge, so packing lightly or spontaneously is definitely a thing of the past. It’s a better idea to follow a family festival packing list to make sure that all the bases are covered. Remember to include items such as baby wipes (even if your children aren’t babies, there’s nothing better for taking care of sticky hands and wiping them down), lots of high factor sunscreen, waterproofs and wellies, hats, sunglasses, packets of tissues and insect repellent. Remember that concerts can get very loud, so bring ear defenders for young children or you may find yourself having to look up Miracle-Ear’s tinnitus treatment. Remember that kids can be less tolerant of discomfort and go for a level up on what you may normally have opted for – some extra blankets, inflatable pillows and foldable camping chairs can go a long way towards keeping everyone happy.

Overpack On Snacks

When blood sugar levels drop, that’s when kids can get extremely fractious, so it’s a good idea to overpack on healthy snacks. The food available at festivals can be quite unhealthy, with a lot of fried or sugary treats on offer – and while the occasional ice-cream is more than recommended, to stop costs mounting up and keep energy levels steady, take healthy snacks along as well. Dried and fresh fruit, unsalted nuts and packets of vegetable crisps are all a good idea, and you could also try involving the kids in making some homemade low sugar granola bars to take along. Pack plenty of juice and give the whole family reusable metal water bottles which can be refilled on site to stay hydrated.

Layer Up

With the weather being so unpredictable, even safe bet packing can go disastrously wrong, and even outfits which are suitable for the sunshine during the days can get too chilly when the temperature drops in the evening. Rather than taking up lots of room with bulky jumpers and thick coats, go for a mix of light layers, for yourself and the kids. Pack things like lightweight fleece jackets, compact ultralight down top layers and thermal tights and tops which are warm but non-bulky and can be layered under or over more summery pieces if it gets colder. Don’t forget the waterproof items as well – children can quickly get cold and miserable if they’re not dressed right for the conditions. Take lots of spares as well – all that running around outdoors means that kids often get through more changes than they ordinarily would.

Get Yourself A Trailer

Taking kids to a festival means transporting a lot of stuff – be it camping equipment, supplies or even the kids themselves when little legs get easily tired. A lightweight, foldable trailer can be a lifesaver in many circumstances, as it’s easy to take and provides instant transport or even an impromptu napping spot. It means that when you leave your tent, you can carry all your supplies for the day with you and not have to keep heading back –  cool bags, rucksacks, kids things and an umbrella for shade or showers can all go with you.

9 Reasons to Visit the Algarve

You probably already know that the Algarve region of Portugal is a hugely popular holiday destination with travellers from all over the world flocking to this area yearly. What you may not be quite so clear on is why, exactly, is it such a favourite with so many different types of travellers? It probably has a lot to do with the fact that the area enjoys year-round sunshine and average temperatures between 20ºC and 30ºC. The natural white sand beaches lapped by warm, crystal blue waters are also a possible factor, or it could be something to do with the many vibrant towns and cities waiting to welcome you.

If you’re still not convinced that the Algarve is the destination for you, here are nine more which might just persuade you to find out for yourself what all the fuss is about.

  1. Parque Natural de Ria Formosa

The Parque Natural de Ria Formosa is in the south and sits between the towns of Vale do Lobo and Manta Rota. Since 1987, it has been a protected area of 18,000 hectares of untouched marshlands, lagoons and lakes which are bursting with unique wildlife and rare birds as well as plants, trees and flowers. It’s a wonderful attraction for tourists which you can explore via a guided walk, a boat trip, a bike ride or even in a kayak.

  1. Vilamoura

The town and resort of Vilamoura is often referred to as ‘the Monaco of Portugal’ thanks to its sophisticated and vibrant atmosphere which is perfect for luxury getaways. The town is buzzing with energy, providing visitors with world-class restaurants, stylish bars, four excellent golf courses, beautiful beaches, exciting watersports, casino and, of course, the incredible marina which is home to jaw-dropping yachts. It’s also not unheard of to be able to indulge in a bit of celebrity spotting in this part of the Algarve. If you’re looking for a place to experience the best of the best, James Villas offer a wide range of luxury villas in Vilamoura.

  1. Faro

Faro is one of the most popular destinations for sun-worshippers as it’s renowned for the high levels of sunshine it experiences all year round. It’s also a great place to see some Moorish and colonial architecture and fascinating museums and historical buildings such as the Nossa Senhora da Assuncão Convent.

  1. Tavira

The picturesque town of Tavira is about 30km east from Faro and one of only a handful of towns which retains much of its original architecture. The whitewashed buildings and authentic roofs and chimneys are a beautiful sight to behold, and it is home to 28 churches and chapels, more than any other town in the Algarve. It also includes a Roman bridge which provides breath-taking views across the Gilão river. Make sure you take the time to sample the marzipan pastries, fig pastries, almond paste and caramel pastries from Tavira.

  1. Castro Marim

The town of Castro Marim has three beaches, all of which feature soft golden sands and warm turquoise waters. You’ll also find the river Guardania which is lined with banks of vegetable gardens and orchards as well as rolling hills of countryside and wildflowers.

  1. Carvoeiro

In the centre of the Algarve in the Lagoa region, you can find the coastal fishing village of Carvoeiro. It’s a very popular and lively hub for tourists for several reasons, but the main attractions are the wide variety of quality bars and restaurants, free live entertainment and the sheltered beach which is ideal for snorkelling.

  1. Monchique

The mountain village of Monchique is near Faro and is renowned for its natural thermal spa which has been drawing in visitors since the age of the Romans. The hot sulphur springs and baths amongst the woods of the Serra de Monchique mountain range.

  1. Praia de Odeceixe

If you’re looking for a quiet beach which offers fantastic surfing at any time of year, Praia de Odeceixe is the place to be. It’s a crescent-shaped and sheltered beach in the south which is rarely busy even in high season.

  1. Albufeira

Albufeira is one of the leading resorts in the Algarve which offers tourists everything they could ask for from a holiday destination. Although a peaceful fishing village by day there are plenty of bars and restaurants which create a vibrant nightlife. It is particularly well known for the beaches which include Oura, Gale, Vigia, Baleeira, Maria Luísa, Falésia and Olhos de Água. Albufeira is also home to some of the area’s best golf courses including Balaia Golf Village, Pine Cliffs and Salgados.

The Advantages of Leasing a Family Car

The Advantages of Leasing a Family CarIf you’re in the market for a new vehicle, you may be thinking about buying one, either old or new. There are, however, a lot of reasons to consider leasing a car, instead of owning one outright. Here, we look at five reasons for leasing a car and why it could be the best decision for your family:

Spec Upgrade

Most people who lease a car find that they’re able to afford a much better model than they would if they were buying the car outright.  your monthly payments are typically lower compared with other forms of finance, so you can lease a better make, trim or option. Take a look at Blue Chilli Car Leasing Deals. 

Peace of Mind

With a lease car, you’re going to be driving a brand new car, rather than one which is older. This means that you’re less likely to have breakdowns or issues which cause the car to be unreliable, so you’ll have peace of mind that you’re driving your family around in something to rely on.

No MOT

Because lease cars are usually brand new, they also won’t need an MOT. In fact, new cars don’t need an MOT until they’re three years old, so if you choose continue to upgrade your vehicle after a year or two, you’ll never need to deal with nail-biting MOTs again!

Easy Monthly Budgeting

Apart from fuel and insurance, when you lease a car you know exactly what motoring is going to cost you because your expenses are rolled into one – monthly payments, Road Fund licence and breakdown cover. And if you include a maintenance package, your ability to budget becomes even stronger

Value

When you purchase a new car, the value depreciates the second you drive it off of the dealers forecourt, but when you lease a car this is no longer a worry. You don’t have to worry about fluctuations in the car’s trade-in value or go through the hassle of selling it when it’s time to move on.

How To Decide If You Can Afford a New Car

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Many experts believe that there is no worse investment than buying a new car. It can be seen as a huge waste of money and a piece of metal that will depreciate in value the second you drive it off the forecourt. But you may have decided that buying new instead of second hand is best for you and your family. So here are some things to consider when deciding if you can afford to buy a new car. 

Maybe you dread the thought of constant repairs or want a car that is in line with today’s emissions and safety technology. Or maybe you just love that new car smell. There really are many different possibilities. But the big question to ask yourself is- can you really afford it? 

Put Down a Downpayment 

If you don’t have the funds to buy your chosen car outright, you’ll need to put down a little bit of cash to secure the deal. Companies such as Really Easy Car Credit could help you get the amount that you need. The ideal amount to put down is approximately 20%. Sit down and do the figures and see if you can afford it. 

Take a four-year loan

The most common length of loan for a car or other auto vehicle is approximately six years. However this could prove a bit too long. Consider taking a loan of around four years. It a good way to minimise the interest and ensure you’re not paying more than you have to. It also a good way to determine what you can afford. If you can’t meet the requirements for a loan payments of four years, it’s more than likely that you can’t afford the car in the long term. 

Only use 10 percent of your income

One final point is to ensure that you’re only using 10 percent at most of your monthly income towards your car payments. Any more than that and you can see yourself drifting into the red financially. Account for everything, including fuel. Car insurance, MOT fees and even parking tickets in this amount.

Stay within these boundaries and you’re looking at being able to realistically afford the car that you want.