25 articles Tag car

Road Trip Essentials for Your Next Family Excursion

Over the past few months, many of us have spent a lot more time cooped up in our homes. As the country continues to ease restrictions, many of us are chomping at the bit to get back outdoors. If you and your family are ready to pack up the car and head out on an adventure, make sure to pack the essentials first! We’ve compiled the ultimate family road trip packing list, filled with things you’ll actually need and use when you hit the open road, family in tow. 

 

  • Extra Ziploc Bags: This might seem like a random suggestion, but we promise these will come in handy in one way or another. You can use these baggies for leftover snacks, to collect various items like seashells, rocks, and leaves you find on your adventures, or even as a makeshift trash bag! They also serve as a great motion sickness bag if your little ones ever get nauseous during car rides.
  • Portable Phone Charger: Make sure you always have power to navigate, call for help if needed, and stay in touched with family and friends while on your road trip. A portable charger should be pre-charged before you head out and used to charge your phone in the event you don’t have access to electricity to charge your devices.
  • First Aid Kit: If you don’t already have a first aid kit in your car, it’s time to invest. If you do have one, make sure it’s stocked with all the essentials, and refill with anything you may have run out of. It’s always better to be safe than sorry, and first aid kits offer many of the essentials you’ll need in the event anything goes wrong.
  • Pain relievers: If your family is partaking on some outdoor time and taking on any type of trail, prepare for your muscles and joints to speak up a little, especially if you haven’t been able to get out and stay active over the last few months. Prepare with CBD topical relief that are safe for the whole family, stock up on easy travel icepacks, and bring along Tylenol. 

 

  • Flashlights: Bring more than one, especially if your road trip involves camping. You can purchase flashlights for kids with straps so they can use them if they need to use the restroom in the middle of the night. 
  • Tennis balls: If your road trip will take many hours, you’ll want to take regular breaks. Bring along tennis balls that you can toss back and forth during your rest stops; this helps release pent up energy and will allow everyone the chance to stretch while enjoying a little game time. 
  • Water gallons: Bring along fresh water to refill your drinking water or rinse your hands if needed along the drive, especially if your route takes you through remote areas with few rest stops.
  • Blankets & Pillows: Your children are bound to fall asleep during the drive, so make sure they’re comfortable with blankets and pillows. While these provide added comfort during your trip, they can also be used when you reach your destination – double-duty! If you want to make things extra cozy, consider investing in some family snuggies used specifically for your car travels. 
  • Fun Backpacks: Depending on the age of your children, you may want to pack individual backpacks for each, filled with fun, age-appropriate items to keep them happy and occupied during the trip. It could mean a few books, coloring accessories, and their favorite snacks, along with any electronics they bring along.
  • Toilet Paper: If your road trip will see you going long stretches without seeing any signs of civilization, make sure to pack bathroom essentials that will come in handy when nature calls. With little ones, it can be hard to predict and plan potty breaks, so pack your car with toilet paper and wet wipes.

Final Notes

Make your next family road trip a great time for the whole crew by prepping with these must-haves. You can never be overprepared, so pack your car with the above essentials and get ready to make memories you’ll never forget.

Make Driving as Affordable as Possible

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Of course, having your own car and taking to public roads is going to be a relatively expensive investment. When it comes down to it, cars tend to be people’s second biggest outgoing after their homes and accommodation. But, for many of us, having a car really is worth the cost. It makes life more convenient for us, means we can get from A to B as and when we please and with the price of public transport constantly on the rise, can actually prove a wise choice to make. There’s always room for improvement though. If you’re planning on getting a car, here are a few simple steps you can take to make it as cheap a venture as possible!

Saving When Buying Your Car

Let’s focus on the main outgoing you’ll face first – the cost of the car itself. Cars don’t tend to come all too cheap. Not decent ones anyway. But there are a few things you can do to reduce the initial upfront cost of getting yourself a set of wheels. You’ll find that you have a number of different options on your plate when you buy your car. The cheapest way to buy any car is always going to be to pay for it outright. But who’s really sat on enough disposable money to do this? Most people, instead, opt for finance options. This involves taking out a loan or finance agreement to fund the purchase of your vehicle. When finding an agreement, browse the market. Brands like Direct Car Credit will make the process simple for you. You can also use price comparison sites to compare different loans or packages and their interest rates. The lower the interest rate, the less you’ll end up forking out for your car in the long run!

Reducing Insurance Costs

Insurance is an essential cost. You legally need it before you even start driving out in public. But that doesn’t necessarily mean that you have to pay a whole lot for it. There are a number of different policies out there, so determine your needs and determine which policies cater to them. Then, compare the prices attached to the ones that tick your boxes. Again, price comparison sites can come in handy here. You can find much cheaper deals when you use these sites. If you’re settled on one insurer but have found a cheaper insurance deal elsewhere, it’s always worth asking if your preferred insurance will match the offer. Many will in order to maintain your custom.

These are just a couple of areas you might want to focus on when you’re looking into buying a new car. While they may just be two of the costs attached to a car, they are the main costs. You need to buy a car in order to have one and you need to insure it in order to drive it. Hopefully, you’ll be able to make the whole thing financially feasible!

Does Running The Family Car Have To Be So Expensive?

For most families, the act of running a car is an essential one. It’s also one of the highest monthly costs they have to pay out. The good news is there are some ways that you can reduce these costs and have more money in the family budget for fun and days out. Read on to find out what they are. 

Reduce your purchase fees 

Usually, the single most significant cost related to running the family vehicle is the monthly amount you need to pay towards its purchase or lease. In fact, the vast majority of families choose to pay for their cars on finance rather than buying them outright.

Of course, what that means is you must look for a used car dealer like London Motor Company that can offer the best value for money finance deals. In fact, finding a finance specialist means you end up paying less, and make the entire process of buying a car a lot simpler and easier as well. 

Reduce your insurance 

Next, if you are looking to keep the running cost of your family vehicle low, you must choose your insurance carefully. Of course, there is a delicate balance that you must strike here between keeping the price low and also being covered for every likely eventuality. Otherwise, you could end up in a situation where you do not have coverage, and this could cost you big. 

With that in mind, doing a little shopping around and using comparison websites is the best idea. Then you can be sure that you are not paying a penny over what you need to. 

Reduce your fuel 

Similarly, the cost of the fuel you put into your family car will have an effect on how much you pay out over all as well. With that in mind, there are two things you can do here. The first is to reduce the amount of fuel that you use by cutting down on unnecessary journeys and driving economically. 

Additionally, making an effort to look for the cheapest petrol stations is well worth the time it takes. The reason is that it can cut vast amounts off of your monthly bill. 

Reduce your maintenance costs 

It is also essential to keep your vehicle clean and running safely, especially when it’s the primary way you and your family get around. However, that doesn’t always mean you have to pay out for expensive professional services. 

In fact, when it comes to detailing your car, you can do a professional job yourself from home. All you need to do is invest in a few tools, then follow the advice in the video below. This being a tactic that could save you a real fortune over time. 

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The same goes for some of the more basic maintenance tasks as well. Like changing the oil, checking your tires, and even replacing things like the windscreen wipers. Although, when it comes to functions that have an impact on the safety of your vehicle, it’s always best to get professional assistance, no matter the cost. 


The Benefits of Car Leasing

The Benefits of Car LeasingWhen it comes to being a motorist, there are a lot of expenses to consider. Aside from the initial purchase price of a car, there’s the tax, insurance, MOT costs, maintenance, fuel…it all adds up. There are, however, cheaper ways of running a car, such a leasing, so we’ve teamed up with Genus Leasing to talk to you about all of the benefits of leasing a car instead of buying outright. Here are a few of them:

You’ll Get More for Your Money

When you lease a car, you usually find you’re driving a better vehicle than you would if you had bought one. This is because, with a car lease you only pay the car’s depreciation for the lease period, not the value of the car (because you don’t own it). As a result, your monthly payments are usually lower compared with other forms of finance, so you can lease a better make, trim or option.

You’ll Always Have a Newer Model

After the initial lease period ends, you will be able to exchange the car for a brand new vehicle. This means that you will be able to reap the advantages of having a new car on a regular basis, allowing you to get the maximum benefits of fuel economy, performance and safety. It also means that you will be able to avoid massive depreciation costs, as you do not own a vehicle that is likely to be rapidly losing value.

You’ll Reduce Your Monthly Outgoings

Apart from fuel and insurance, when you lease a car you know exactly what motoring is going to cost you because your expenses are rolled into one – monthly payments, Road Tax and breakdown cover. And if you include a maintenance package, your ability to budget becomes even stronger because you’ll know what’s going out of your account all in one go.

Cheaper Maintenence

Leasing provides much lower maintenance costs than other forms of buying. This is because the person leasing the car does not retain ownership, so general maintenance costs are covered by the manufacturer’s warranty period. If the car being leased requires servicing or repair, the costs will be covered; this usually includes tyre and exhaust replacement.

No MOTs to Remember

Generally speaking, lease car are less than a year or two old, and cars don’t need to be MOT’d until they’re three years old. This means that it’s unlikely that you’ll ever have to worry about MOTs with a lease car because you’ll have upgraded to a newer model before it’s even due.

Bonus Tip

If you really don’t use a car that much but still need one to get around occasionally, why not think about using All Transportation Network to book reservations for chauffeured transportation? You’ll be travelling in serious style and saving yourself a whole lot of hassle.

What to do After a Car Accident if You Have Been Hurt

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No one likes to contemplate car accidents regardless of their possibility to occur. However, what happens if the unthinkable occurs? What do you do at the moment when you feel confused, sick, terrified, and even suffering injuries? While car accident situations vary, there are several factors you need to have at your fingertips and implement whenever you experience an accident and get hurt. These include: 

  • Safety first: Check on all drivers and passengers involved in the crash

Your safety and health, as well as those of others involved in the accident, is the most critical thing to have in mind immediately after a crash. Therefore, if you are in a ‘good’ or ‘fair’ physical state, check on the passengers in your vehicle as well as the occupant of other vehicles for any signs of injury. 

  • Call the police

The law enforcers are your allies, hence should be the first people you call for help if you are involved in an accident. Even if the cars involved are not severely damaged, do not be talked out of calling the police by anyone. Remember, a police report is crucial when determining the party at fault in the subsequent lawsuit and making claims. 

  • Seek immediate medical attention

Car accident scenes are not the right place to be brave and make assumptions on your health and safety. Therefore, when emergency responders arrive at the scene, tell them every symptom you feel, including the ordinary headache. Never refuse or delay medical treatment as it can significantly negatively influence you in the future. Additionally, neglecting medical treatment could compromise the process of your injury claim from insurance companies. 

  • Take pictures and capture as many details of the accident as possible

Road traffic accident requires substantial evidence of what occurred to prove a case before a Court of Law. Photos, video evidence, and everything else useful at telling how the accident occurs should be taken as soon and as much as possible to prove more valuable. You can never have enough of such details as the more you have them, the more they will help you further your case.

  • Obtain witness contact information 

Sometimes, you could be lucky enough to have witnesses onsite. If they happen to be cooperative enough, ask them to detail in writing what they say and if possible, do a few video records with you regarding the same. Furthermore, request their details such as names, contact numbers, and addresses. 

  • Talk to an attorney as soon as possible

No matter what the driver(s) your were involved in an accident and the insurance company say, they are not your friends. They might sound sympathetic but will prove difficult either while at the courtroom or during making claims. Hiring a reputable attorney saves you the pain of having to settle for the least value of your claim. 

  • Be careful of the statement you give and what you say 

While waiting for the police and emergency responders to arrive, hold your cool and avoid making statements that may work against you over time. Do not admit to any fault at the scene or be convinced to do so. Statements such as ‘I am sorry’, ‘I didn’t see you’, among others with similar suggestions can compromise your case. 

The Car Expenses That New Drivers Need To Expect

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Getting your driving license is an exhilarating feeling. You finally have the freedom to own a car and head out on the road. The sense of independence is worth the cost of owning and maintaining a car. However, you shouldn’t underestimate just how big that cost can be. The initial price of the vehicle you purchase is just the first expenditure of many. So, if you want to ensure that you’re prepared to own your very first car, these are the expenses that new drivers need to expect.

The initial purchase.

As mentioned in the introduction, the initial price of the vehicle you choose to buy is only the first cost you’re going to face. So, you need to consider the initial purchase of your chosen vehicle carefully. It’s easy to be enticed by a cheap deal, especially if it’s a new car or a model that you’ve been eyeing up for a long time. However, you need to think about the operational costs of the vehicle. How economical is the car? How many miles can it cover to the gallon? You should also do some research on a specific model of car before buying it. See how reliable it is. If repairs are going to be frequent and expensive, then it might not be a cost-effective purchase.

If you want to be fiscally responsible, you should also focus on the things that are included in the purchase. Some dealerships throw in added features with the purchase, and some don’t. You need to make sure you don’t buy a vehicle and later discover that you’re going to have to pay much more money for the features that should come as standard in modern cars. For instance, safety features and navigational features should be included in the initial purchase. Do your research before buying a car, and ask the dealer or the independent seller the right questions. It sounds obvious, but you need to know what you’re buying. A car purchase can be a very complex transaction. You want to ensure that your money is going as far as possible. You need to expect that it’s going to be a costly investment, of course, but you could save yourself a lot of money by planning ahead to ensure that your vehicle will be economical in the long run.

Coverage.

This is one of the most important expenses to get right if you want to protect yourself, your car, and your money. Unexpected things can happen when it comes to cars. They can break down without warning, or you can find yourself involved in an incident without warning. You have to be prepared for this. When making your initial car purchase, you should weigh up your insurance options before signing the contract. Use price comparison websites to ensure you’re getting the best coverage for the best price.

Of course, in the event of a road accident, you might need more than insurance to protect yourself and your assets. You might need assistance from a car accident lawyer. Whether you’re to blame for an incident on the road or not, it’s wise to seek legal protection so that you can ensure your assets are protected. Road incidents are very common, even if it’s just a matter of a minor bump or scratch. However, the expense faced as the result of such an event can be very high. So, you need to be prepared for that and get the necessary coverage to protect yourself. Even if you weren’t significantly injured in an incident, you’d probably need financial support to cover medical costs as well as repair costs for your car. That’s why you need to seek the compensation you deserve.

Servicing.

Another expense that drivers need to expect is a regular servicing cost. Or, at least, if you want to keep your vehicle operating safely and effectively, then you should expect this cost. Whilst modern cars can run reliably for longer than older cars, it’s still important to get your car serviced on an annual basis. You might only opt for a full service from time to time, but an interim service (which is less extensive) can still be costly. You can’t avoid taking your car to a specialist for servicing on a regular basis, but you can reduce the expense by looking after your vehicle. The better you get at self-maintenance, the fewer repairs and part replacements it’ll need over the years. That’s the best way to save yourself money on your car.

Top Considerations To Make When Searching For Your Next Car

When looking to buy a car, most people can find themselves standing on shaky ground. The purchase of a vehicle can, of course, come with enormous stresses, after all, it is one of the most significant investments you will ever make.

We are going to look today at some of the things you should be considering when searching for your new car.

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Affordability

When it comes to searching for your new car, making sure it’s affordable is possible one of the most important things you can do.

A new car can be one of the next most significant purchases after buying a house, so doing some research on its affordability is more than sensible.

The first thing you should look at is the cost of the car. Companies like Trade Price Cars are great when it comes to looking at finance deals. You should also be taking the other expenses of the vehicle on top of finance into consideration.

Doing some research into the economic factors of the vehicle is just as important. Knowing how much the car will cost to run weekly and the average repair costs are vital. 

Another consideration should also be the cost of tax and insurance. Getting some quotes and comparisons before you make a commitment will be essential in your car buying journey.

Reputation

Another important step when buying a vehicle is paying attention to the car you are going to buy. Most people have a general idea of the car they want, and sometimes this can be the biggest mistake. 

Going car shopping only wanting one car can often spell disaster. All is great should the vehicle you want is a fantastic feat of engineering. What if the car you want has a tripe reputation? You are then left with a new car that costs you a fortune in repair costs. 

The advisable thing to do is creating a list of possible cars that you find aesthetically pleasing. Then taking all of the vehicles from your shortlist on a test drive will certainly help you whittle down the good from the bad.

Be Prepared

Making a good deal of advanced preparations before heading out to view a car is essential. You should be armed with lists of questions and things of note to pay attention to as soon as you get there.

One of the first moves you should make, especially if the dealer knows you are coming is to feel the bonnet of the car. A smart little trick that dealers like to do is start the car and leave it running before you arrive.

By getting a car warm, the second time it starts helps to hide any issues that may be present when the car is cold.

Small things like this should fall to your attention; if something doesn’t look or feel right, there is no issue in walking away and finding the same car elsewhere. 

The Advantages of Leasing a Family Car

The Advantages of Leasing a Family CarIf you’re in the market for a new vehicle, you may be thinking about buying one, either old or new. There are, however, a lot of reasons to consider leasing a car, instead of owning one outright. Here, we look at five reasons for leasing a car and why it could be the best decision for your family:

Spec Upgrade

Most people who lease a car find that they’re able to afford a much better model than they would if they were buying the car outright.  your monthly payments are typically lower compared with other forms of finance, so you can lease a better make, trim or option. Take a look at Blue Chilli Car Leasing Deals. 

Peace of Mind

With a lease car, you’re going to be driving a brand new car, rather than one which is older. This means that you’re less likely to have breakdowns or issues which cause the car to be unreliable, so you’ll have peace of mind that you’re driving your family around in something to rely on.

No MOT

Because lease cars are usually brand new, they also won’t need an MOT. In fact, new cars don’t need an MOT until they’re three years old, so if you choose continue to upgrade your vehicle after a year or two, you’ll never need to deal with nail-biting MOTs again!

Easy Monthly Budgeting

Apart from fuel and insurance, when you lease a car you know exactly what motoring is going to cost you because your expenses are rolled into one – monthly payments, Road Fund licence and breakdown cover. And if you include a maintenance package, your ability to budget becomes even stronger

Value

When you purchase a new car, the value depreciates the second you drive it off of the dealers forecourt, but when you lease a car this is no longer a worry. You don’t have to worry about fluctuations in the car’s trade-in value or go through the hassle of selling it when it’s time to move on.

How To Decide If You Can Afford a New Car

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Many experts believe that there is no worse investment than buying a new car. It can be seen as a huge waste of money and a piece of metal that will depreciate in value the second you drive it off the forecourt. But you may have decided that buying new instead of second hand is best for you and your family. So here are some things to consider when deciding if you can afford to buy a new car. 

Maybe you dread the thought of constant repairs or want a car that is in line with today’s emissions and safety technology. Or maybe you just love that new car smell. There really are many different possibilities. But the big question to ask yourself is- can you really afford it? 

Put Down a Downpayment 

If you don’t have the funds to buy your chosen car outright, you’ll need to put down a little bit of cash to secure the deal. Companies such as Really Easy Car Credit could help you get the amount that you need. The ideal amount to put down is approximately 20%. Sit down and do the figures and see if you can afford it. 

Take a four-year loan

The most common length of loan for a car or other auto vehicle is approximately six years. However this could prove a bit too long. Consider taking a loan of around four years. It a good way to minimise the interest and ensure you’re not paying more than you have to. It also a good way to determine what you can afford. If you can’t meet the requirements for a loan payments of four years, it’s more than likely that you can’t afford the car in the long term. 

Only use 10 percent of your income

One final point is to ensure that you’re only using 10 percent at most of your monthly income towards your car payments. Any more than that and you can see yourself drifting into the red financially. Account for everything, including fuel. Car insurance, MOT fees and even parking tickets in this amount.

Stay within these boundaries and you’re looking at being able to realistically afford the car that you want. 

 

When is it the Right Time to Get a New Car for Small Families?

Obtaining a new car is a big step for a small family and a vehicle is often essential in order to address daily activities. When is the best time to consider a new car and what factors should you consider in advance?

Year-End Sales Events

All dealers are required to clear out old inventory before the new models can go on display. So, they will often offer discounts and other special packages such as extended warranties. The end of the year is a great time to see what is available, but keep in mind that others will likely have the same idea.

The End of the Month

Many experts feel that the end of the month is a great time to get a new car. This partially arises from the incentives that are offered to sales representatives. As they rely upon commissions, you could very well be presented with an offer that would not otherwise be possible.

Model Changeovers

Out with the old and in with the new. This phrase is particularly relevant within the car industry. Countless makes and models emerge every year and quotas need to be met.

Therefore, newer versions tend to roll out in the beginning of the year. This is one of the reasons why the month of December is a good time to begin performing research.

However, the end of the model year can sometimes occur in the spring or the summer. This is often the case if the dealer happens to be releasing recreational vehicles such as convertibles or SUVs. Keep up to date with your local dealerships to learn when new designs are coming to the market.

Online Shopping (and In-Person Testing)

The great thing about the online retail community is that you have an immeasurable amount of information at your fingertips. Check out local and regional dealer websites to first see what is being offered. Compare the price of each model with other providers as well as with the official listing (MSRP).

Also, be sure to research your leasing company first. Examine their history, what services they provide and what other customers have to say. Having said this, always perform an in-person test drive before committing to any deal. NEVER close an agreement over the Internet, as you might not be aware exactly what you are getting.

Holiday Sales Events

The holidays are great times to find a money-saving deal on your favorite vehicle. You will often find discounts equivalent to five or even ten percent. We should still mention once again that others will likely have the same idea. Try to schedule an appointment in advance.

A new car can provide your small family with room to grow and there is no doubt that such vehicles are a pleasure to drive. If you would like to discover even more family-oriented advice, be sure to subscribe to Mum’s the Word. There are countless tips and tricks here to make your life easier than you can imagine.