1779 posts Posts by Jayne

How is a Diamond Made?

For many, the go-to carbon source associated with the creation of diamonds is coal. However, science confirms that naturally conceived diamonds created by the earth and space, do not require the metamorphism from coal to form these jewels. To support this, scientists discovered that coal needs plant sources to exist. And that dated diamonds were created before the world’s first plants even existed. Hence, it would be incorrect to assume that the method for the creation of diamonds is reliant on coal. Furthermore, as a sedimentary rock, coal embodies a horizontal rock form. However, diamonds are presented in the shape of vertical pipes packed with igneous rocks. 

There is one man-made process for creating diamonds and four natural occurrences that make up the world’s diamonds, these are as follows;

Lab-Created

With the use of science and technology, since the 1950’s we have sought to attempt to recreate the diamond for commercial use in jewels and industrial equipment. At present, with the use of an abundance of electricity to mimic a high temperature/pressure environment, the USA and China (the leading country for creating diamonds) are capable of producing almost superior diamonds in regards to diamond clarity. These VVS (very very slightly) diamonds include incredibly minor inclusions that the naked eye can not see without the assistance of 10x magnification.

Earth’s Mantle

According to geologists, extremely high temperatures and pressure are the necessary environments needed to create natural diamonds. Because of this, the limited zones within the earth’s mantle are the perfect atmosphere for diamonds to form and flourish. And so, for this method, the creation of diamonds originates around 90 miles below the earth’s surface and continental plates. The temperatures within this area are expected to reach a minimum of 2000 degrees Fahrenheit. These diamonds are forced to the earth’s surface by a volcanic eruption that occurs from deep within the ground pushing the diamonds upwards. 

Subduction Zones

50 miles below the earth’s surface diamonds are subducted into the mantle by plate tectonic processes. The temperatures within the subduction zones amount to 390 degrees Fahrenheit, a much lower heat source than used in the earth’s mantle method above. Following the diamond’s formation, they are delivered to the surface. However, these diamonds are scarce, and usually upon their discovery, they are unsuitable for commercial use.

Impact Sites

The velocity and pressure of heat from an asteroid are likened to the heat from the sun’s surface. In turn, providing the required conditions for diamonds to form on what is referred to as impact sites (where the asteroid lands and shatters the earth’s surface). To support this concept, diamonds have been uncovered around asteroid impact sites at the meteor crater in Arizona and the Popigai crater in northern Siberia.

Space

Similar to impact sites, extracts from meteorites by Smithsonian researchers have demonstrated the existence of nanodiamonds within samples from, for example, the alien hill meteorite. High-speed collisions in space accumulate the required temperature and pressure to form diamonds, similar to those created and found when an asteroid strikes the earth. However, due to the nanosize of the diamonds, they can not be used as jewels or for industrial purposes.

The processes above create diamonds of different variations, some of which are suitable for mining and commercial use, and others that are too insignificant in size or rarely ever found.

How to prevent unwanted Christmas gifts

Christmas is undoubtably a time for giving and receiving. But how do you prevent receiving those unwanted Christmas gifts? It’s estimated that that over 50% of us receive at least one unwanted gift each year, that’s a whopping £5.03 billion going down the drain. Not only is this waste having a detrimental effect on our environment but it’s having a negative impact on our personal finances too, to the tune of nearly £50 per person.

Prevent yourself from receiving unwanted Christmas gifts this year by being proactive and taking charge – we’ve all got things we want or need, so let your loved ones know!  

Create a list 

The easiest way to prevent yourself from receiving unwanted Christmas gifts is to write a list. It doesn’t have to be long, but make sure it includes items under different budgets, for example gift ideas under £20, around £50 and over £100. This will help people assess how much they can afford to spend, and they’ll know they’ve got you something you will actually appreciate. Check some gift  ideas and  more info here

Ask for experiences

Avoid receiving more stuff and ultimately more things for landfill by asking for experiences. This is great for a group of friends. Instead of buying each other a mediocre gift that is sadly unwanted, why not all club together and buy an experience. This could be each putting in £20 to go to the spa together, going out for a meal at that fancy new restaurant, or even putting money towards a holiday. 

Not only will this prevent you having to fake an enthusiastic smile when you receive an unwanted gift, but you’ll have something to look forward to in the new year that has already been paid for! 

Drop hints

Drop into conversation with friends and family that you’ve seen something that you would love for Christmas. You can be as subtle or unsubtle as you like. If you’ve seen something in a magazine, leave the magazine lying around open on the page, or even better tell them face to face.

The most important thing to remember is that Christmas is about more than things – it’s about spending time with loved ones, reminiscing about the past and looking forward to the future. 

When it comes to buying presents, make sure that you don’t spend beyond your means. You may consider spreading the cost of Christmas with a credit card – which can be a good option, as long as you pay the balance off with your January paycheque.

If you do receive an unwanted gift, see if you can return it, sell it on or better yet donate it to charity. 

 

Cooking for a Veggie in a House of Meat Eaters

Anyone who knows Sausage will know what a sweet, kind kid she is. She’s always had a huge love of animals and in recent months, it’s been weighing heavily on her when she eats meat. A couple of weeks ago, she decided that enough was enough, and that she’d eaten meat for the last time. Husband and I were more than happy to accommodate her, but that’s meant finding meals that we can either all eat together, or adapt so that one portion can be veggie. I thought we’d share with you one of our ideas:

Mushroom Steaks

Husband and I are both partial to a steak and we didn’t want Sausage to feel totally left out if we indulged in something so meaty. This is where Schwartz Pepper and Garlic Steak Seasoning came in! By seasoning a large Portobello mushroom and sauteeing it, we managed to make something that’s totally veggie and a really decent, protein-rich substitute for Sausage. We served it with the same sides as our steaks and she thoroughly enjoyed it.

Vegan Mushroom Steak

Veggie Roast

When you have a roast dinner, as long as you use a gravy which is suitable for veggies, the only part that you have to leave out is the meat. We’ve started making a roast, with plenty of veg, a lovely stuffing and loads of roast potatoes and Yorkshire puddings, but just leaving out the meat, and not just for Sausage but the whole family. A roast is SO much quicker to cook when you don’t have to cook any meat, it’s cheaper and probably healthier, too.

Fajitas

Another meal that we’re all eating together, sans meat, is fajitas. Providing you chuck in some nice, meaty mushroom when you’re cooking your onions and peppers, you still end up with a gorgeously flavourful, filling fajita and once you’ve loaded them with guacamole and sour cream, you can barely tell the difference. The guacamole is made from avocados that contain essential fats, which are great for your health, too. We even add some of the Schwartz Steak Seasoning to the pan when we’re cooking the veg, for a richer flavour.

Click on the link to get your hands on some Schwartz Pepper and Garlic Steak Seasoning.

How to Spend 48 Hours in Wichita, Kansas

Wichita, KansasThe largest city in the state of Kansas sure has a lot to offer; so how best do you go about spending 48 hours in the Air Capital of the World, as it is also known?

Well, read on as we find out!

Trip to Kansas Aviation Museum

While in Wichita, you can never be far away from aviation and avionics, can you? Well, given the city’s legacy in these areas, a trip to Kansas Aviation Museum is definitely an idyllic way to spend time while in Wichita.

The site of this museum is in fact the former Wichita Municipal Airport, setup in the 1930s. Eventually, it took the shape of a museum much later in 1991.

Today, you can enjoy viewing airplanes such as the Cessna T-37, Beech Starship, B-52D Stratofortress, Boeing 737-2H4, as well as the Learjet 23 among others. You can also enjoy an annual “Play on a Plane Day” event held at the museum, in case you happen to be in Wichita at that time.

Wichita Art Museum

Art enthusiasts will certainly enjoy visiting Wichita Art Museum which is in fact the largest art museum in all of Kansas with over 7,000 unique artworks from all over housed in the museum.

Additionally, there are a lot of art galleries in the city; as an art enthusiast, we do recommend that you do try and visit these as well.

Sedgwick County Zoo

No trip to Wichita will be complete without visiting the city’s Sedgwick County Zoo, which is not only the largest zoo in the state of Kansas but also one of the largest in all of United States.

Shopping

Wichita does offer ample avenues for you to shop with ease.

Bradley Fair, an outdoor mall on the city’s North Rock Road is especially recommended for a number of cool apparel stores, besides restaurants that offer delectable cuisine unique to the area.

There are also the usual malls like Towne East Square and Towne West Square with typical retail outlets you will find in much of America.

Food

For a memorable culinary experience, we do wholeheartedly recommend heading out to the city’s Old Town. Situated just across from downtown, it is easy to get here and the food and drinks scene here is quite vibrant with a lot of unique gastronomic delicacies to try out.

The city’s Waterfront is another unique destination for a lot of special experiences that foodies would want to have. There are just so many nice restaurants here and the whole place is done up so well; you definitely would not want to miss out on this place!

Wichita Travel Made Easy with ESTA

ESTA or Electronic System for Travel Authorization is a special provision for travelers from select countries which allows them to travel to the US without having to obtain a visa in advance.

As a part of the entire exercise to ‘Check my ESTA’, viz. to ensure you are actually eligible to travel to the US under this program, you must confirm:

  • You do actually belong to one of the countries on the VWP or Visa Waiver Program list; not necessarily as a citizen – being an eligible national would suffice.

  • Your planned trip to the US should not exceed 90 days.

  • You should not have a Visitor’s Visa to the US already.

  • The purpose of your trip to the US should quite clearly be either business or pleasure.

Many travelers to Wichita have had memorable trips to the Aviation Capital of the World, all thanks to the ESTA provision.

Accordingly, we do reiterate that you confirm your eligibility for the program as per the ‘Check my ESTA’ checklist we have shared above.

Music

As a music buff, you will definitely enjoy your time in Wichita. After all, there’s a lot going on – on this front, not only from a Kansan perspective but indeed an American and international one.

First up, there is Wichita Symphony Orchestra which performs regularly. Then, there are Wichita Grand Opera and Music Theatre Wichita, both of which are well known all over America.

Finally, as the place where the electric guitar was born, there sure is an electrifying buzz to Wichita, on the musical front!

Botanica

Botanica is an experience unique to Wichita which we wholeheartedly recommend if you have 48 hours to spend in the city. There are as many as 24 immaculately designed gardens within Botanica, which definitely make a perfect setting for your Instagram ‘Wichita trip’ Story!

Conclusion

Ultimately, you will hardly find 48 hours to be adequate to explore and experience Wichita to the fullest.

At the same time, if that is all the time you have, this article will surely help you make the most of it!

If you are an international traveler eligible for ESTA, don’t forget to do a ‘Check my ESTA’ as specified above!

Top Reasons Why Dogs are Good for Kids

Top Reasons Why Dogs are Good for KidsIf you know us, you’ll know that we’re a family animal lovers. Husband and I got Chuck in 2006, just a couple of months after we got married and he wa a huge part of our lives for 13 years. We’ve had other pets over the years, too – Happy the hamster, Maureen our Staff-Frenchie-Boxer cross, Bagel and Biscuit the budgies, plus various dogs we’ve fostered over the years.

We’re huge believers that pets make a home complete and that it’s great for kids to have pets too, as it teaches them responsibility…even if it is always be cleaning out Bagel’s cage instead of Sausage! With this in mind, I thought I’d share some reasons that dogs are great pets for kids (and why investing in scratch-proof flooring is a good idea if you want one!)

Bonding

Having a pet helps to build family bonds as animals are often the focus of family activities. From walking the dog together to grooming or feeding the pet, these simple but enjoyable tasks allow everyone to slow down, enjoy each other’s company and communicate with one another.

Exercise

Having a dog means that you have to go for walks. Come rain or shine, dog need exercise, no excuses. You have to remember, that as well as for their physical health, dogs need exercise for their mental health. When they’re at home, they can’t sit and read a book or watch the TV, that’s their equivalent of getting out and having a sniff around the neighbourhood! But all this is great, as it encourages you to be more active, too.

Responsibility

The daily commitment of caring for an animal is a great way to teach kids the importance of dependability and responsibility. To be a dog’s provider is an honour that requires a lot of patience and work. We make sure that Sausage and BB help to keep Maureen’s water bowl clean and refilled, put her food down, and make sure her bed is nicely plumped up for her to rest in.

Mental Health

It’s actually been scientifically proven that spending just 15-30 minutes with your dog can help you feel more calm and relaxed, reducing stress and increasing happiness. Playing with your pup increases your brain’s levels of dopamine and serotonin, both of which are neurotransmitters associated with pleasure and tranquility. Just having a dog around can give your mental health a huge boost.

Comfort

Having a dog can be a huge source of comfort in so many situations. When my kids are ill, Maureen (as did Chuck) will always be the first one to sit with them while they’re recovering on the couch, she’s always there with face licks when the girls are crying and she lets us know if anyone o much as breathes wrong within a 100m radius of the house. She’s a huge source of comfort for us all and loves nothing more than a snuggle with her pack…except maybe for a 5 mile walk where she gets to chase pheants!

Why Is Your Credit Score So Important?

There are a lot of adverts on TV about credit score checkers at the minute. It seems like everybody is always talking about how important it is to know your credit score and if it isn’t good, to fix it. But how important is it really? A lot of people don’t really bother about their credit score but at some point, it comes back to bite them because it is more important than you think. These are just some of the reasons why a good credit score is so important.

credit score

Image From Pexels CCO License

Borrowing Money 

Spending loads of money on a credit card is never sensible, but there are times in life when you need to borrow money. Say, you’re buying a new car or you want to do home renovations, for example. It’s fine to borrow money in these situations and if you shop around for good deals, you will be able to manage the repayments. But if you have a credit score, you are seriously limited. You can still get quick loans from new horizons and other similar companies but you may not be able to borrow as much as you need and you will probably pay higher interest. Your credit score is essentially a measure of how responsible you are with money and if you have a bad score, people will not trust you enough to lend you money. If you find yourself in need of a loan for some reason, having a bad credit score will make life difficult for you.

Buying A House 

Buying a house is one of those times when you need to borrow money, and if you have a bad credit score, you will struggle. Your options for mortgages are very limited, if anybody will even lend to you at all. It’s likely that you will end up paying a very high interest rate on your mortgage if your credit is bad. That’s why it’s important to focus on your credit score when preparing your finances for buying a house.

Car Insurance

This is one that people often don’t think about, but it’s a big one. If you have a bad credit score, it can really push your car insurance up. This puts younger people in a tough position because their insurance is already high and they don’t usually have a good credit score because they have not had the time to build one up. However, it only affects you if you pay monthly, not if you pay the whole year in one go.

If you don’t know what your credit score is, you need to check it right away. You can do it for free at Clearscore. If your score is not very good, you should look at getting a credit card that is designed to boost your credit score. You can make small purchases and clear the balance right away, and that will push the score up. Beyond that, you need to make sure that you are budgeting your money well and not missing any payments on bills or loans because that will ruin your score again.

6 Festival Tips for a Great Time

6 Festival Tips for a Great TimePhoto by Aranxa Esteve on Unsplash

Festivals are often the highlight of a summer and allow you to make memories and often friends. If you’re looking for a great time, then you’d be as well read the content below.

Planning

You should fool yourself into thinking being spontaneous is a good idea. When you fail to plan, you can easily end up missing out on the best things at a music festival

Your phone should be your companion throughout because it will help you check important things like the official app, social media, and weather – which means you need to find a way to keep your phone charged. You can carry multiple portable chargers. Another option is pre-ordering then picking it up at the festival.

Dress Correctly

Dressing correctly for a festival involves towing the line between looking stylish and cool and also dressing in a practical and smart manner. Yes, you want to cover up with glow necklaces in bulk but you also need to pack that rain jacket and wellies.

Phone Charging

This can seem like no big deal, but when you book in advance, you end up saving a couple of pounds and pennies. If you grab the car park passes in advance, you can end up saving 10 pounds. You can add this to your drinks budget.

No matter how less stuff you decide to take with you to the festival – you will go with a bag to store your stuff and precious stuff. You will also have those things you think you need but don’t – like the t-shirt you have been saving for such an event.

It is a good idea to get a tent for an extra person. If you are sharing a tent between two people, then get a tent to house three people.

Tents

No one enjoys having their tent near the bogs. It can easily get whiffy when the wind starts to blow the wrong way, and all night people will keep climbing up the steps. Do you want to know the perfect place to have your tent? You should look for a spot that is off the path to avoid people crashing into your tent. Choosing a spot uphill is the best option if it is possible.

Making the tent recognizable

Whether you choose to buy a recognizable tent of you choose the DIY route, it is a good idea to make it easy to spot the tent from a distance. You can invite over your friends going to the festival so you can gather around and customize a flag. You should employ a little creativity, don’t just choose a boring flag like a pirate flag.

Campsite showers are okay – but they tend to have a long queue. If you choose to do it your own way, then you should go with biodegradable wipes. This way, you will be getting clean while saving the planet at the same time.

Want to know a good way of saving space when packing? Leave your pillow at home – it is going to take a lot of room and there is also the risk of getting the pillow soggy if you don’t carry it around the bad when en-route. The best solution is carrying a pillowcase then putting clothes that you are going to take to the festival inside the pillowcase. This will give you a place to rest your head.

Another important tip is keeping a clean pair of socks hidden. You will be happy when it is time to go home and your feet are toasty and clean.

Bin Bags

There are many different instances where bin bags are going to come in handy. They will ensure you don’t spoil the countryside with your rubbish. Bin bags are also very practical. You can use them when you don’t have a raincoat. If you don’t have wellies, you can use them in covering your footwear. You can also use them to cover a leak in your tent if there is any. There are many other ways a bin bag can help you.

There is hot weather in the area, and this is why there are many drinking water points across the Campsites and Arena. Carry a reusable bottle because you also need to think about the environment while keeping yourself hydrated.

Is the inside of your tent feeling like you are in a Sauna? The inside of a tent will leave you sweating, and this shows you are one with nature. Take with you’re a couple of emergency blankets then pack them at the bottom of the bag. You should also have a gaffer tape that you are going to use in sticking the blankets to the tent. This is going to reflect the sun, and this will make things a little cooler inside the tent.

Tips For Deep-Fat Frying Food

Photo by Pixzolo Photography on Unsplash

In today’s health-conscious environment, deep-fried foods often take a backseat to lower-calorie options. Every so often, however, it is fun to live a little and enjoy some of these delicious foods. As long as you are indulging in a deep-fried treat, you may as well ensure that it tastes perfect. These tips for deep-fat frying will help you get excellent results every time.

Interestingly, deep fat frying falls under the category of dry heat cooking. Even though you use oil, the cooking process doesn’t require water like simmering or poaching, which is why it is considered dry heat.

The tips below will help keep you safe while at the same time allowing you to get delicious results.

One of the keys to successfully deep-frying food is to choose the right oil. Ideally, the oil that you choose should have a high smoke point so that it won’t deteriorate when it reaches the high temperatures required for deep frying. The best oils are sunflower, peanut, canola, or safflower oil.

Your choice of skillet is also important. A deep, heavy-duty skillet is best. Put oil in the bottom of the pan, leaving at least a couple of inches of space at the top. This is important from a safety standpoint. If the pan is too full, the oil could easily bubble over after adding the food. This is why a purpose made deep fat fryer is a better idea. If you want to know more about what to look for then use this detailed guide to choose the best deep fat fryers.

Thoroughly dry the food you are frying before putting it in the pan. You can either set it out on paper towels to allow any moisture to evaporate or you can cover it with a dry coating of bread crumbs or flour. Make sure the coating on the food is dry, as well, by allowing it to sit for about 20 minutes before putting it in the oil.

Once the food is prepared, you can heat the oil. A medium-high heat setting is best. Ideally, you should use a thermometer that is designed for deep-fat frying. The oil temperature should be between 350 and 370°F. You can estimate the temperature of the oil even if you don’t have a thermometer available by cutting a 1-inch piece of bread and putting it in the oil. Time how long it takes for the bread to brown. If it takes approximately a minute, that means that the oil is about 365°F.

Avoid putting too much food in the pan. Make sure there is plenty of space around each item that is cooking. This will give you more even results. If you pile too much food into the pan, it will lower the temperature of the oil. Then, instead of getting crisp, the food will soak up the oil.

Keep a close eye on the pan while the food is cooking. If necessary, adjust the temperature so that the oil stays between 350 and 375°F. As soon as the food is browned, it is ready to take out of the pan. Use a slotted spoon to remove it so that any excess oil will drain. Make sure the spoon has a long handle. Set the finished food on a paper towel to soak up any leftover oil.

If you have more frying to do, try putting the finished food in the oven at a temperature of about 200°F. This will keep it from cooling off while you finish the rest.

From a safety standpoint, the most important thing to remember is that you can’t mix oil and water. Never place water in hot oil. Adding water to the mixture will lead to an explosion. If the oil starts smoking or if the pan catches on fire, place a lid or cookie sheet over it to douse the fire. Sprinkling baking soda on grease fires may also help. Just use caution so that you don’t cause the flames to spread.

Ideally, you should have a fire extinguisher available in your kitchen. Make sure you know how to use it so that you can respond quickly in an emergency.

Cooking oil should not be reused despite what some people say. Even if you strain it, the oil has already been partially broken down by exposure to heat. This causes trans fats and other unhealthy compounds to form. The best option is to allow the oil to thoroughly cool and then to throw it away

5 Basic Money Saving Tips that Really Work

Photo by Ibrahim Rifath on Unsplash

A lot of people assume that if they want to accomplish incredible things with their cash, they need to be saving hundreds of pounds worth of income every month. However, this isn’t really true. The fact is that just a couple of pounds placed into a savings account every week can make a huge difference to your finances in the future.

Rather than letting yourself get overwhelmed by the idea that budgeting has to mean changing your entire lifestyle, why not make some basic changes to your relationship with cash that really work instead? Here are some top tips to get you started.

  1. Think Bulk, Not Brands

When you’re shopping for essential items like toilet paper, tissues, and even cleaning supplies, it’s easy to get carried away looking at brand names and packaging. However, it’s important not to let the good marketing brainwash you. Instead, look for opportunities to save some extra money by buying supermarket-brand options in bulk.

More often than not, you’re going to get the exact same experience from a supermarket that you would get from a big-brand company, but you’ll save a fortune on the packaging. Remember, you can always buy extra of the things you always need in when they’re on sale, so you don’t run out too.

  1. Rethink your Electricity

When you start searching through your monthly statements for opportunities to save, you’ll notice that you spend cash in some areas more often than others. For instance, a lot of us overspend on food shopping, but we also tend to use a lot of our cash on gas and electricity. If you’re paying over the odds for your electricity, start by looking at offers from other providers to see if you can get a better deal. At the same time, you can also think about exchanging some of your high-consumption appliances with energy-saving alternatives.

While buying a new fridge, washing machine and other essential utensils might require you to take out a loan initially, it will mean that by the time you’ve finished paying what you owe, you’ll have much lower bills.

  1. Stop Over-spending on Drinks

Sometimes, it’s easier to see how much you spend on food from takeaways, restaurants and cafes than it is to recognise how much you’re spending on drinks. How often do you buy yourself a bottle of cola when you go shopping on a weekend to keep you going until you get home? How much do you spend on a morning coffee when you’re on your way to work.

Invest in a reusable water bottle and take it with you wherever you go. Not only will you have an instant source of hydration when you need it, but you’ll also get a health boost by switching away from sugary and caffeinated beverages too.

  1. Prep your Meals in Advance

Next time you’re going shopping at the supermarket, make a list of all the meals that you’re going to make for that week. This will help you to make sure that you’re not overspending when you’re walking through the aisles. However, it will also mean that you have everything you need to start prepping your meals in advance.

While spending an afternoon cooking and chopping on a Sunday might not seem like much fun, it will mean that you have all the food you need ready and available to throw into the oven when you get home after a long day at work. Pre-prepped meals make it much less likely that you’ll end up turning to a takeaway for food.

  1. Make Saving Automatic

Finally, if you’re the kind of person who finds saving difficult, then why not simplify the process by making it completely automatic? Take a look at your budget and find out how much you can afford to put into a savings account after your bills are paid for. Then, you can set up a direct debit that moves your money into your savings account before you have a chance to spend it.

Making saving automatic will reduce your risk of spending the cash that you wish you had put aside for later. At the same time, it also means that you don’t need to think about saving at the end of each month. Just make sure that you come and re-check your budget every once in a while to make sure that the amount of cash you’re putting into savings, and the cash you’re using elsewhere still makes sense.

Teaching Kids About The Grey Areas Of The Money World

Money is a magical thing to a child. Adults have a lot of it, in their opinion, and the day they get their pocket money is one of the best times of their lives! But as we know, money isn’t always a sunny, fun thing. That’s something we need to make our kids aware of as well. 

Kids need to learn about the world they’re growing up in, and whilst they’re young, they’ll absorb more knowledge than ever before. And because of that, it’s important to introduce them to money at a young age, and highlight both the good and bad aspects of it. So, without further ado, here are some of the grey areas the financial world has to it, and what your kids ought to know about them. 

Pexels Image – CC0 Licence

How to Know They’re Spending Too Much Money

Kids should know that money doesn’t grow on trees, and when they want to spend some, they won’t be able to spend forever. Of course, the idea of object permanence can be hard to teach to a kid, but it’s definitely possible! Put the coins out in front of them, and slowly take them away using hypothetical purchases – when there’s none left on the table, ask your child what they see. 

Having a Debt

As a kid, the idea of debt can be incredibly scary – it’s something they see on the TV, in all the adverts and the drama TV shows, where scary men in suits bust into a house and take all kinds of things away with them. Well, it’s time to make sure they don’t grow up with that notion, and only that notion, about debt in their head. 

Teach them how easily debt can be resolved. Teach them that looking for an instant loan might be quick and easy but needs to be thought about at length. Teach them to be careful about who they borrow from, and to always look to family first. Teach them that you can always be relied upon! 

The Benefits of Saving Up

Saving can be something weird and alien to a child. A lot of the time, kids are about instant gratification, and if they want something, they want it now! But if you manage to get ideas about saving in early, they’ll be able to stop themselves and think automatically!

They’ll be able to look at the toy in the shop and work out how long it would take for them to earn enough pocket money. They’d feel more secure about making that decision, and they’ll be able to comfort themselves with the idea that they can come back later. All in all, you’ll teach them to be very mature about their money. 

There’s a lot of grey areas in the money world, but they don’t have to be unknowable forever. Make sure your kids are aware of the troubles money could give them, even when they’re not sure what they’re running into – it’s important for the future.