A Strategic Approach

Even if you’re in debt, you’ve got to go on a vacation every now and then. If you’re clever about it, you can do so without seriously compromising your payback strategy. You may always have that dream vacation to Australia on the backburner, but just because you can’t go Down Under, doesn’t mean you can’t have the same kind of adventure on a budget vacation.

One of your best bets in this regard is going to involve getting assistance from professionals who understand your situation, who can give you the proper information to help you inform your travel plans.

According to Debt Academy, “When you are overwhelmed and consumed with worry about debt, you need answers. And more than answers, you need solutions. Debt Academy is committed to helping everyone struggling with crippling debt so that you can hold your head high and not avoid another call from the ‘unknown number’.”

Once you have the right answers, you can ask some additional questions. As in something to the tune of: “Now that I’ve managed to consolidate my debt into a single monthly payment of $1,200, after expenses, I have $200 a month left over! What kind of vacation can I put together with $200?”

Possibilities

Well, with $200, you might be able to finance a weekend trip somewhere. But with $2,400, you might be able to spend a month in a fine locale and really get your emotional and psychological well being back where it should be. How can you turn $200 into $2,400? Well, in a word, save.

It’s hard to save money when you’ve got debt, but it’s not impossible. Perhaps establish a secondary revenue stream through the internet. Provided your wages aren’t affected, and you’ve just got debt, it’s possible to pay all your bills and save a little, too. It just involves cutting on creature comforts.

Take coffee and food at a chic coffee shop, for example. If you buy something from such a place daily, you’ll spend three dollars per visit at least, which is $1,095 over the course of a year. Instead, spend $95 on a Sam’s Club-sized tin of your favorite coffee and a machine, and save $1,000 for a vacation!

Once you’ve managed to secure a vacation “nest-egg”, however small, now it’s time to determine where you’ll go. You want to find areas where you can get the best amenities for the lowest price. Well, in some scenarios. Sometimes you may be interested in camping somewhere exotic. But if you’re going the resort angle, you may find some decent options.

Affordable Vacation Packages

You can find some great, affordable vacation deals on this website which offers some low rates. This is certainly worth looking into. As you’re researching potential areas where you might want to travel, you might also want to look for options that have similar discounts. Think of it like vacation “Big Lots”.

Are you familiar with “Big Lots”? Well, this is a department store that sells overstocked items and those which have been discontinued, but yet must be moved. You can get great discounts.

Sometimes you’ll get something at a quarter of its initial selling value. Sometimes with vacations, if you go to a resort town in the off-season, you can get some excellent rates. Additionally, there are sometimes rolling promotional packages during the “in” season as well. Whatever your budget, there are ways you can have the vacation you need on the budget you’ve got.