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The care of our elderly citizens has been a popular news topic for some time now and the most recent reports are beginning to throw accusations at those responsible for allocating state-funded care to those most in need. Going under fire for betraying the elderly on earlier promises, the coalition government has come under great scrutiny lately – but are they really guilty?

Broken promises

According to a report on The Daily Telegraph, thousands of pensioners will be forced to sell their homes despite being promised that this wouldn’t happen. The scandal first gathered pace when it was announced that the government’s flagship scheme to stop old people having to sell their property while they’re paying for care at a residential home or in their own property would be means-tested.

The Government claims that this will improve prospects for the elderly so that they’re not facing unlimited care costs or being forced to part with their homes but other authorities have different opinions. They have claimed that thousands of pensioners could be put at risk but not qualifying for the scheme under the new means-test.

This would mean they would have to run down the value of their personal possessions and savings until it reached a figure lower than £23,250 at which point they would then qualify for the scheme.

Funding care

For those wondering what all the fuss is about, the crux of the issue lies with the cost of care. This has been rising for some time now, leaving older individuals struggling to cope with the bills. This led the Government to introduce a cap of £72,000 for the amount of money anyone should spend on their care over their lifetime with new rules on who can qualify for benefits and state-funded support.

The idea was that those who faced the idea of selling their homes to afford care would be able to talk to their local council and have their care bills settled via a long-term loan which was repaid from their estate so that they weren’t forced to relocate.

The means-test was introduced as a way to ensure that local councils were able to support this move financially but it is unlikely the battle will end here. With elections on the cards for parliament, social care is expected to be a big bargaining tool when different parties but their arguments forward. The coalition has already introduced a new model for elderly care payments with labour indicating that they are devising their own plans.

For those who rely on this care on a day to day basis, whether it be in the form of entering residential homes or adapting their own property with reconditioned stair lifts, this news is well worth monitoring. Checking eligibility for any additional financial aid or funding is vital if you need to pay out for regular care costs and the most important thing to remember is that the quality of service should not be sacrificed due to financial constraints.